by our College Data Analytics TeamThis guide covers the real cost of attending Santa Fe Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending Santa Fe Community College spanned $15,783.00 and $17,775.00 depending on whether you qualify for in-state rates.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $15,783.00 in-state compared with $17,775.00 for out-of-state students.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $2,139.00 |
| + Room, board & other expenses | $13,644.00 |
| Total cost | $15,783.00 |
| That is 18% below the national average net price. |
| Total cost | $15,783.00 |
| − Grants and scholarships | −$7,338.00 |
| Net price | $8,445.00 |
| That is 56% below the national average net price. |
| Total cost | $15,783.00 |
| − Grants and scholarships | −$8,260.00 |
| Net price | $7,523.00 |
| That is 61% below the national average net price. |
| Tuition and fees | $4,131.00 |
| + Room, board & other expenses | $13,644.00 |
| Total cost | $17,775.00 |
| That is 8% below the national average net price. |
| Total cost | $17,775.00 |
| − Grants and scholarships | −$7,338.00 |
| Net price | $10,437.00 |
| That is 46% below the national average net price. |
| Total cost | $17,775.00 |
| − Grants and scholarships | −$8,260.00 |
| Net price | $9,515.00 |
| That is 51% below the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
The projections below extend the current annual cost across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,523.00 | $8,445.00 | $15,783.00 |
| Senior year | $7,523.00 | $8,445.00 | $15,783.00 |
| Total 4-year net price | $30,092.00 | $33,780.00 | $63,132.00 |
| 10-year loan interest @ 6.8% | $11,464.00 | $12,869.00 | $24,051.00 |
| Total monthly payment | $346.00 | $389.00 | $727.00 |
| Total amount paid | $41,556.00 | $46,649.00 | $87,183.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,523.00 | $8,445.00 | $15,783.00 |
| Senior year | $7,523.00 | $8,445.00 | $15,783.00 |
| Total 2-year net price | $15,046.00 | $16,890.00 | $31,566.00 |
| 10-year loan interest @ 6.8% | $5,732.00 | $6,434.00 | $12,026.00 |
| Total monthly payment | $173.00 | $194.00 | $363.00 |
| Total amount paid | $20,778.00 | $23,324.00 | $43,592.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $9,515.00 | $10,437.00 | $17,775.00 |
| Senior year | $9,515.00 | $10,437.00 | $17,775.00 |
| Total 4-year net price | $38,060.00 | $41,748.00 | $71,100.00 |
| 10-year loan interest @ 6.8% | $14,499.00 | $15,904.00 | $27,087.00 |
| Total monthly payment | $438.00 | $480.00 | $818.00 |
| Total amount paid | $52,559.00 | $57,652.00 | $98,187.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $9,515.00 | $10,437.00 | $17,775.00 |
| Senior year | $9,515.00 | $10,437.00 | $17,775.00 |
| Total 2-year net price | $19,030.00 | $20,874.00 | $35,550.00 |
| 10-year loan interest @ 6.8% | $7,250.00 | $7,952.00 | $13,543.00 |
| Total monthly payment | $219.00 | $240.00 | $409.00 |
| Total amount paid | $26,280.00 | $28,826.00 | $49,093.00 |
| Read more in the Net Price section. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $11,067.00 |
| Average net price (off-campus) | $9,215.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,937.00 |
| $30,000 to $48,000 | $9,300.00 |
| $48,001 to $75,000 | $11,033.00 |
For a personalized estimate, try the Santa Fe Community College Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The typical debt load for borrowers leaving Santa Fe Community College works out to $9,604.00, categorized as a Very Low (<$10k) debt-burden bucket.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $4,189.00 |
| Median (50th) | $9,604.00 |
| 75th | $19,813.00 |
| 90th | $34,615.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $10,500.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt difference between Pell-eligible and non-Pell graduates of Santa Fe Community College comes to $831.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for Santa Fe Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 16.2% |
To put the rates in context, Stafford loans at Santa Fe Community College reach $58,061,590.00 covering 3,803 loan recipients.
Numbers only tell part of the story. As you weigh Santa Fe Community College, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.