by our College Data Analytics TeamHere’s the full picture on paying for Sauk Valley Community College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Published attendance costs at Sauk Valley Community College spanned $14,253.00 to $15,513.00 across residency tiers.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: close to $14,253.00 in-state compared with $15,513.00 for out-of-state students.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $11,640.00 |
| + Room, board & other expenses | $2,613.00 |
| Total cost | $14,253.00 |
| That is 26% below the national average net price. |
| Total cost | $14,253.00 |
| − Grants and scholarships | −$6,780.00 |
| Net price | $7,473.00 |
| That is 61% below the national average net price. |
| Total cost | $14,253.00 |
| − Grants and scholarships | −$10,246.00 |
| Net price | $4,007.00 |
| That is 79% below the national average net price. |
| Tuition and fees | $12,900.00 |
| + Room, board & other expenses | $2,613.00 |
| Total cost | $15,513.00 |
| That is 19% below the national average net price. |
| Total cost | $15,513.00 |
| − Grants and scholarships | −$6,780.00 |
| Net price | $8,733.00 |
| That is 55% below the national average net price. |
| Total cost | $15,513.00 |
| − Grants and scholarships | −$10,246.00 |
| Net price | $5,267.00 |
| That is 73% below the national average net price. | |
| For the full breakdown, see tuition and fees and room and board. |
Cost of attendance here has been rising by roughly 0.2% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $4,013.00 | $7,485.00 | $14,275.00 |
| Senior year | $4,032.00 | $7,520.00 | $14,342.00 |
| Total 4-year net price | $16,091.00 | $30,009.00 | $57,234.00 |
| 10-year loan interest @ 6.8% | $6,130.00 | $11,432.00 | $21,804.00 |
| Total monthly payment | $185.00 | $345.00 | $659.00 |
| Total amount paid | $22,220.00 | $41,441.00 | $79,039.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $4,013.00 | $7,485.00 | $14,275.00 |
| Senior year | $4,019.00 | $7,496.00 | $14,297.00 |
| Total 2-year net price | $8,033.00 | $14,981.00 | $28,573.00 |
| 10-year loan interest @ 6.8% | $3,060.00 | $5,707.00 | $10,885.00 |
| Total monthly payment | $92.00 | $172.00 | $329.00 |
| Total amount paid | $11,093.00 | $20,688.00 | $39,458.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $5,275.00 | $8,747.00 | $15,537.00 |
| Senior year | $5,300.00 | $8,788.00 | $15,610.00 |
| Total 4-year net price | $21,150.00 | $35,068.00 | $62,294.00 |
| 10-year loan interest @ 6.8% | $8,057.00 | $13,360.00 | $23,732.00 |
| Total monthly payment | $243.00 | $404.00 | $717.00 |
| Total amount paid | $29,208.00 | $48,428.00 | $86,026.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $5,275.00 | $8,747.00 | $15,537.00 |
| Senior year | $5,283.00 | $8,760.00 | $15,561.00 |
| Total 2-year net price | $10,559.00 | $17,507.00 | $31,099.00 |
| 10-year loan interest @ 6.8% | $4,022.00 | $6,669.00 | $11,847.00 |
| Total monthly payment | $122.00 | $201.00 | $358.00 |
| Total amount paid | $14,581.00 | $24,176.00 | $42,946.00 |
For the complete net-price picture, see the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $8,493.00 |
| Average net price (off-campus) | $8,388.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,156.00 |
| $30,000 to $48,000 | $6,982.00 |
| $48,001 to $75,000 | $9,548.00 |
| $75,001 to $110,000 | $13,018.00 |
| Over $110,000 | $13,854.00 |
Run your own numbers with the Sauk Valley Community College Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The typical debt load for borrowers leaving Sauk Valley Community College stands at $5,500.00, which the Department of Education classifies as a Very Low (<$10k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,500.00 |
| 25th | $2,301.00 |
| Median (50th) | $5,500.00 |
| 75th | $6,914.00 |
| 90th | $10,687.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt page.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,500.00 |
| Middle income | $5,250.00 |
| High income | $4,923.00 |
On average, low-income graduates leave with $1,577.00 more debt than their high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,500.00 |
| Continuing-generation students | $5,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at Sauk Valley Community College works out to $40.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Sauk Valley Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 13.5% |
For a sense of scale, Stafford disbursements at Sauk Valley Community College amount to $13,539,491.00 across 2,345 borrowers.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 15 |
| Avg GI Bill amount | $3,315.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Use the figures above as a launch point, then think through Sauk Valley Community College, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.