by our College Data Analytics TeamThis page focuses on the debt students take on to attend Savannah Technical College, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
Among first-year students at Savannah Tech, 0% of incoming students take out a loan to help cover first-year costs.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 0% |
| Undergraduates with a federal loan | 0 |
| Total federal loans (one year) | $0 |
The median student at Savannah Tech borrows $3,466 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $3,466 |
| Students who completed (graduates) | $3,258 |
| Students who withdrew | $3,482 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Savannah Tech.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $775 |
| 25th percentile | $1,742 |
| 75th percentile | $6,511 |
| 90th percentile (highest-debt students) | $11,056 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Savannah Tech.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Savannah Tech.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 292 | $8,208 |
| Completed (graduates) | 56 | $7,118 |
| Did not complete | 236 | $8,775 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $84.64/mo.
The indicators below describe what the typical debt costs to pay back at Savannah Tech.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Savannah Tech follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 0 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $3,438 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $3,500 |
| Continuing-generation students | $2,924 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $2,750 |
| Independent students | $4,000 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Savannah Tech.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.