by our College Data Analytics TeamA large number of students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Seattle Pacific University can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financing solutions does SPU provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep going to see what amount of financial assistance could be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Seattle Pacific University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For incoming first-year students at Seattle Pacific University, 99% of entering full-time freshmen got some type of financial assistance roughly 376 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $31,558 |
| Institutional grants & scholarships | 99% | $23,846 |
| Federal Pell grants | 48% | $5,409 |
| State/local grants | 48% | $9,314 |
| Federal student loans | 48% | $5,251 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At this school, some 97% of undergraduate students received gift aid averaging $28,171 (among about 2020 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $28,171 |
| Federal Pell grants | 35% | $5,462 |
| Federal student loans | 49% | $6,623 |
For students living on campus and receiving title-IV aid, grants averaged $32,338.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $18,779 |
| $30,001 – $75,000 | $20,696 |
| Over $75,000 | $31,447 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $24,488 |
| Off-campus title-IV students | $24,820 |
For an estimate tailored to your family circumstances, see SPU’s official net price calculator: spu.edu/undergraduate-admissions/scholarships-financial-aid/net-price-calculator.
Graduating students at SPU carry a median federal student debt of $16,946 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $16,946 |
| Median federal debt (graduates only) | $24,000 |
| Typical 10-year monthly payment (graduates) | $254.44/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at SPU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $10,500 |
| 75th percentile | $30,000 |
| 90th percentile (highest-debt students) | $35,500 |
Median debt varies by family income, by first-generation status, and by dependency status.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $17,519 |
| Middle income | $15,000 |
| High income | $17,965 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,000 |
| Continuing-generation students | $17,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,325 |
| Independent students | $22,001 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. SPU.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at SPU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 12128 |
| Total Stafford loan amount | $283,408,705 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 62 |
| Total GI Bill amount | $1,527,869 |
| Average GI Bill amount per recipient | $24,643 |
References
More about our data sources and methodologies.