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Can You Really Afford The University of the South?

Below is the data on what it actually costs to attend The University of the South, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$68,704.00 Cost of Attendance
$27,872.00 Avg Net Price
$17,750.00 Median Grad Debt

Use the section links below to navigate this overview:

What Does It Cost to Attend The University of the South?

What it costs to attend The University of the South is about $68,704.00 a year.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

What It Costs Students (no aid)

Tuition and fees $56,120.00
+ Room, board & other expenses $12,584.00
Total cost $68,704.00
That is 109% above the national average net price.

What Students Actually Pay — Students (with average aid)

Total cost $68,704.00
− Grants and scholarships −$44,114.00
Net price $24,590.00
That is 25% below the national average net price.

Low-Income Net Price for Undergraduates

Total cost $68,704.00
− Grants and scholarships −$61,501.00
Net price $7,203.00
That is 78% below the national average net price.
Explore each piece on tuition and fees plus living costs.

Estimating the Total Cost of a Degree at The University of the South

Costs have trended upward in recent years by roughly 4.3% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.3% 4.3% 4.3%
Freshman year $7,515.00 $25,655.00 $71,680.00
Senior year $8,535.00 $29,136.00 $81,406.00
Total 4-year net price $32,071.00 $109,485.00 $305,898.00
10-year loan interest @ 6.8% $12,218.00 $41,710.00 $116,536.00
Total monthly payment $369.00 $1,260.00 $3,520.00
Total amount paid $44,288.00 $151,194.00 $422,434.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.3% 4.3% 4.3%
Freshman year $7,515.00 $25,655.00 $71,680.00
Senior year $7,841.00 $26,767.00 $74,786.00
Total 2-year net price $15,356.00 $52,422.00 $146,466.00
10-year loan interest @ 6.8% $5,850.00 $19,971.00 $55,798.00
Total monthly payment $177.00 $603.00 $1,686.00
Total amount paid $21,206.00 $72,393.00 $202,265.00

See the full net-price breakdown in the net price section below.

The Real Out-of-Pocket Cost at The University of the South

Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $27,872.00
Average net price (off-campus) $27,498.00

Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $10,970.00
$30,000 to $48,000 $14,429.00
$48,001 to $75,000 $18,421.00
$75,001 to $110,000 $26,923.00
Over $110,000 $37,122.00

Get a tailored estimate from the The University of the South Net Price Calculator, or get in touch with the financial aid office.

Want to know how that aid is awarded? See the financial aid page.

Student Debt at The University of the South

Median graduate debt at The University of the South comes to $17,750.00, categorized as a Low ($10-20k) burden tier.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $3,500.00
25th $7,500.00
Median (50th) $17,750.00
75th $24,000.00
90th $27,966.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

For the full borrowing and repayment picture, see the student loan debt page.

How Income Shapes Debt at The University of the South

Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $13,695.00
Middle income $17,500.00
High income $19,500.00

Debt by First-Generation Status at The University of the South

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $14,000.00
Continuing-generation students $19,500.00

Pell-Eligible Debt Outcomes at The University of the South

Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.

The median debt difference between Pell-eligible and non-Pell graduates of The University of the South stands at $-3,500.00.

Default Rates and Repayment at The University of the South

The federal default-rate classification for The University of the South is Low (<5%).

Window Cohort default rate
2-year 3.0%

To give some context for these rates, Stafford loans disbursed at The University of the South amount to $40,734,490.00 distributed across 2,917 loan recipients.

Veterans Aid at The University of the South

Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 9
Avg GI Bill amount $33,947.00

For the full rundown of veteran and military benefits, see the veteran aid breakdown.

Further Questions to Ask

Beyond the data above, it helps to ask a few questions when weighing The University of the South, the questions below are worth your time:

Dig Deeper regarding The University of the South

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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