Most students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Seward County Community College can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financial assistance options will SCCC offer, and what will you qualify for? Read on for more information. Scroll down to learn what amount of financial assistance will be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from Seward County Community College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
At Seward County Community College, 86% of first-year full-time students received aid of some kind roughly 307 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 60% | $5,353 |
| Institutional grants & scholarships | 21% | $2,400 |
| Federal Pell grants | 43% | $6,145 |
| State/local grants | 2% | $924 |
| Federal student loans | 9% | $3,752 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At SCCC, around 68% of undergraduate students received gift aid averaging $3,530 (for some 1218 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 68% | $3,530 |
| Federal Pell grants | 21% | $6,094 |
| Federal student loans | 5% | $4,525 |
On-campus students receiving title-IV aid were awarded grants averaging $5,912.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,742 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $6,717 |
| Off-campus title-IV students | $6,742 |
For a customized cost estimate, visit SCCC’s net price tool: web-live2.sccc.edu/import_from_HTML/NetPriceCalculator/index.html.
A typical borrower at SCCC leaves with $5,000 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,000 |
| Median federal debt (graduates only) | $6,500 |
| Typical 10-year monthly payment (graduates) | $68.91/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
A single median figure conceals how much debt outcomes differ student to student. The four reference points below map the debt distribution at SCCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,526 |
| 25th percentile | $2,400 |
| 75th percentile | $6,500 |
| 90th percentile (highest-debt students) | $9,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $4,871 |
| Middle income | $3,500 |
| High income | $6,250 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $4,677 |
| Continuing-generation students | $6,250 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,500 |
| Independent students | $6,350 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. SCCC.
The Stafford program is the federal direct-loan vehicle most undergraduates use. These figures summarize annual Stafford program activity at SCCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2068 |
| Total Stafford loan amount | $12,410,666 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 2 |
| Total GI Bill amount | $5,593 |
| Average GI Bill amount per recipient | $2,797 |
References
More about our data sources and methodologies.