by our College Data Analytics TeamBelow is the data on what it actually costs to attend Shepherd University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
If you want to dig into a particular figure, jump to any section below:
The total cost of attendance at Shepherd University came in between $19,863.00 to $29,889.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: about $19,863.00 in-state compared with $29,889.00 for out-of-state students.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $9,056.00 |
| + Room, board & other expenses | $10,807.00 |
| Total cost | $19,863.00 |
| That is 3% above the national average net price. |
| Total cost | $19,863.00 |
| − Grants and scholarships | −$8,238.00 |
| Net price | $11,625.00 |
| That is 40% below the national average net price. |
| Total cost | $19,863.00 |
| − Grants and scholarships | −$11,695.00 |
| Net price | $8,168.00 |
| That is 58% below the national average net price. |
| Tuition and fees | $19,082.00 |
| + Room, board & other expenses | $10,807.00 |
| Total cost | $29,889.00 |
| That is 55% above the national average net price. |
| Total cost | $29,889.00 |
| − Grants and scholarships | −$8,238.00 |
| Net price | $21,651.00 |
| That is 12% above the national average net price. |
| Total cost | $29,889.00 |
| − Grants and scholarships | −$11,695.00 |
| Net price | $18,194.00 |
| That is 5% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
Published costs have climbed year over year at a recent average of 1.6% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $8,295.00 | $11,805.00 | $20,171.00 |
| Senior year | $8,687.00 | $12,364.00 | $21,125.00 |
| Total 4-year net price | $33,959.00 | $48,332.00 | $82,583.00 |
| 10-year loan interest @ 6.8% | $12,937.00 | $18,413.00 | $31,461.00 |
| Total monthly payment | $391.00 | $556.00 | $950.00 |
| Total amount paid | $46,897.00 | $66,745.00 | $114,044.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $8,295.00 | $11,805.00 | $20,171.00 |
| Senior year | $8,423.00 | $11,989.00 | $20,484.00 |
| Total 2-year net price | $16,718.00 | $23,794.00 | $40,656.00 |
| 10-year loan interest @ 6.8% | $6,369.00 | $9,065.00 | $15,488.00 |
| Total monthly payment | $192.00 | $274.00 | $468.00 |
| Total amount paid | $23,087.00 | $32,859.00 | $56,144.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $18,476.00 | $21,987.00 | $30,353.00 |
| Senior year | $19,350.00 | $23,027.00 | $31,788.00 |
| Total 4-year net price | $75,644.00 | $90,016.00 | $124,267.00 |
| 10-year loan interest @ 6.8% | $28,817.00 | $34,293.00 | $47,341.00 |
| Total monthly payment | $871.00 | $1,036.00 | $1,430.00 |
| Total amount paid | $104,461.00 | $124,309.00 | $171,608.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $18,476.00 | $21,987.00 | $30,353.00 |
| Senior year | $18,763.00 | $22,328.00 | $30,824.00 |
| Total 2-year net price | $37,239.00 | $44,315.00 | $61,177.00 |
| 10-year loan interest @ 6.8% | $14,187.00 | $16,882.00 | $23,306.00 |
| Total monthly payment | $429.00 | $510.00 | $704.00 |
| Total amount paid | $51,426.00 | $61,198.00 | $84,483.00 |
Read more in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $11,363.00 |
| Average net price (off-campus) | $12,391.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,488.00 |
| $30,000 to $48,000 | $9,838.00 |
| $48,001 to $75,000 | $12,068.00 |
| $75,001 to $110,000 | $15,412.00 |
| Over $110,000 | $16,778.00 |
Estimate your specific net price using the school’s Shepherd University Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median amount borrowed by graduates of Shepherd University comes to $14,297.00, placing the school in the Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,250.00 |
| 25th | $5,500.00 |
| Median (50th) | $14,297.00 |
| 75th | $25,000.00 |
| 90th | $33,485.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,274.00 |
| Middle income | $14,000.00 |
| High income | $14,750.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,250.00 |
| Continuing-generation students | $15,000.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt difference between Pell-eligible and non-Pell graduates of Shepherd University works out to $1,679.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for Shepherd University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.6% |
To put the rates in context, Stafford loans at Shepherd University come to $234,646,255.00 distributed across 12,973 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 68 |
| Avg GI Bill amount | $6,148.00 |
Dig into veteran education benefits on the veterans benefits detail.
Use the figures above as a launch point, then think through Shepherd University, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.