College Factual  by our College Data Analytics Team
       Unbiased Factual Guarantee

Can You Afford Shippensburg University of Pennsylvania?

Concerned about paying for college? Take a look at Ship’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $18,358 & $30,500

Worried about paying the full cost of $30,500 to attend Shippensburg University of Pennsylvania? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Pennsylvania, the university offers a discount of 5.2% off tuition and fees. Also, 66.8% of freshmen receive some form of financial aid, with the average amount totaling $7,252. Students from low-income families receive an average of $11,414 in aid during their first year.

Cost for Residents of Pennsylvania (no aid)

Tuition and fees$13,394
+ Room and board$11,796
+ Other expenses$4,582
Total cost$29,772
Affordability Score (40 out of 100)
more expensive
less expensive

Net Price for Residents of Pennsylvania (with average aid)

Total cost$29,772
- Grants and scholarships$7,252
Net price$22,520
Affordability Score (36 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Pennsylvania

Total cost$29,772
- Grants and scholarships$11,414
Net price$18,358
Affordability Score (38 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$14,122
+ Room and board$11,796
+ Other expenses$4,582
Total cost$30,500
Affordability Score (53 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$30,500
- Grants and scholarships$7,252
Net price$23,248
Affordability Score (51 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$30,500
- Grants and scholarships$11,414
Net price$19,086
Affordability Score (57 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Ship.

Projected Costs Between $72,843 and $185,954 For a Four Year Degree. Between $36,505 and $89,735 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Shippensburg University of Pennsylvania in 2020 - 2021 was $29,772. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 3.6% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $31,923 during their first year. By their senior year, that cost will be approximately $35,445, for a bachelor degree candidate ($33,057 for an associate degree candidate) for a total of $134,655 over the course of four years ($64,980 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $131,785 based on a yearly growth rate of 2.2%. The expected two-year cost is $64,446.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Shippensburg University of Pennsylvania

Cost With Interest for Residents of Pennsylvania

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.3%3.6%
Freshman year$18,274$24,049$31,923
Senior year$18,232$24,853$33,057
Total 2-year net price$36,505$48,902$64,980
10-year loan interest @ 6.8%$13,907$18,630$24,755
Total monthly payment$420$563$748
Total amount paid$50,412$67,532$89,735
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.3%3.6%
Freshman year$18,274$24,049$31,923
Senior year$18,148$26,541$35,445
Total 4-year net price$72,843$101,126$134,655
10-year loan interest @ 6.8%$27,750$38,525$51,299
Total monthly payment$838$1,164$1,550
Total amount paid$100,593$139,651$185,954

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.2%2.2%
Freshman year$18,695$24,306$31,869
Senior year$18,502$24,853$32,577
Total 2-year net price$37,197$49,159$64,446
10-year loan interest @ 6.8%$14,171$18,728$24,552
Total monthly payment$428$566$742
Total amount paid$51,368$67,886$88,997
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.2%2.2%
Freshman year$18,695$24,306$31,869
Senior year$18,123$25,984$34,039
Total 4-year net price$73,632$100,555$131,785
10-year loan interest @ 6.8%$28,051$38,308$50,205
Total monthly payment$847$1,157$1,517
Total amount paid$101,683$138,862$181,990

Visit net price and financial aid to learn more about the total cost of attending Shippensburg University of Pennsylvania.

Further Questions to Consider

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