by our College Data Analytics TeamHere is what you can expect to pay at Smith College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Jump to any section of this page using the links below:
The full cost of attending Smith College works out to about $82,134.00 annually.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $65,178.00 |
| + Room, board & other expenses | $16,956.00 |
| Total cost | $82,134.00 |
| That is 150% above the national average net price. |
| Total cost | $82,134.00 |
| − Grants and scholarships | −$58,451.00 |
| Net price | $23,683.00 |
| That is 28% below the national average net price. |
| Total cost | $82,134.00 |
| − Grants and scholarships | −$84,667.00 |
| Net price | $-2,533.00 |
| That is 108% below the national average net price. | |
| For the full breakdown, see tuition and fees and living costs. |
Cost of attendance here has been rising by roughly 5.1% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.1% | 5.1% | 5.1% |
| Freshman year | $-2,663.00 | $24,895.00 | $86,339.00 |
| Senior year | $-3,093.00 | $28,918.00 | $100,288.00 |
| Total 4-year net price | $-11,497.00 | $107,492.00 | $372,790.00 |
| 10-year loan interest @ 6.8% | $-4,380.00 | $40,951.00 | $142,020.00 |
| Total monthly payment | $-132.00 | $1,237.00 | $4,290.00 |
| Total amount paid | $-15,877.00 | $148,443.00 | $514,810.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.1% | 5.1% | 5.1% |
| Freshman year | $-2,663.00 | $24,895.00 | $86,339.00 |
| Senior year | $-2,799.00 | $26,170.00 | $90,758.00 |
| Total 2-year net price | $-5,462.00 | $51,065.00 | $177,097.00 |
| 10-year loan interest @ 6.8% | $-2,081.00 | $19,454.00 | $67,468.00 |
| Total monthly payment | $-63.00 | $588.00 | $2,038.00 |
| Total amount paid | $-7,542.00 | $70,519.00 | $244,565.00 |
See the full net-price breakdown in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $27,579.00 |
| Average net price (off-campus) | $26,181.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,033.00 |
| $30,000 to $48,000 | $9,382.00 |
| $48,001 to $75,000 | $12,149.00 |
| $75,001 to $110,000 | $17,628.00 |
| Over $110,000 | $39,722.00 |
Run your own numbers with the Smith College Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Typical debt at graduation from Smith College stands at $13,500.00, landing it in the Low ($10-20k) debt-load classification.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $6,467.00 |
| 25th | $13,500.00 |
| Median (50th) | $13,500.00 |
| 75th | $23,000.00 |
| 90th | $27,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,750.00 |
| Middle income | $13,500.00 |
| High income | $13,471.00 |
Low-income borrowers graduate with $1,279.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,750.00 |
| Continuing-generation students | $12,750.00 |
First-generation graduates of Smith College graduate with $2,000.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Smith College is $2,750.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for Smith College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.5% |
For context on the loan portfolio, Stafford disbursements at Smith College add up to $177,030,013.00 distributed across 8,981 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 8 |
| Avg GI Bill amount | $32,822.00 |
Dig into veteran education benefits on the veterans benefits detail.
The figures above are a starting point — as you weigh Smith College, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.