by our College Data Analytics TeamThis overview lays out the cost of attending Somerset Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the links below to jump straight to any section on this page:
The full cost of attending Somerset Community College came in between $12,464.00 and up to $14,168.00 across residency tiers.
In-state students paid the lower published figure, while out-of-state students faced the higher one: around $12,464.00 in-state compared with $14,168.00 for those paying out-of-state rates.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $4,728.00 |
| + Room, board & other expenses | $7,736.00 |
| Total cost | $12,464.00 |
| That is 35% below the national average net price. |
| Total cost | $12,464.00 |
| − Grants and scholarships | −$8,561.00 |
| Net price | $3,903.00 |
| That is 80% below the national average net price. |
| Total cost | $12,464.00 |
| − Grants and scholarships | −$9,288.00 |
| Net price | $3,176.00 |
| That is 84% below the national average net price. |
| Tuition and fees | $6,432.00 |
| + Room, board & other expenses | $7,736.00 |
| Total cost | $14,168.00 |
| That is 26% below the national average net price. |
| Total cost | $14,168.00 |
| − Grants and scholarships | −$8,561.00 |
| Net price | $5,607.00 |
| That is 71% below the national average net price. |
| Total cost | $14,168.00 |
| − Grants and scholarships | −$9,288.00 |
| Net price | $4,880.00 |
| That is 75% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees and living costs. |
The projections below extend the current annual cost across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $3,176.00 | $3,903.00 | $12,464.00 |
| Senior year | $3,176.00 | $3,903.00 | $12,464.00 |
| Total 4-year net price | $12,704.00 | $15,612.00 | $49,856.00 |
| 10-year loan interest @ 6.8% | $4,840.00 | $5,948.00 | $18,993.00 |
| Total monthly payment | $146.00 | $180.00 | $574.00 |
| Total amount paid | $17,544.00 | $21,560.00 | $68,849.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $3,176.00 | $3,903.00 | $12,464.00 |
| Senior year | $3,176.00 | $3,903.00 | $12,464.00 |
| Total 2-year net price | $6,352.00 | $7,806.00 | $24,928.00 |
| 10-year loan interest @ 6.8% | $2,420.00 | $2,974.00 | $9,497.00 |
| Total monthly payment | $73.00 | $90.00 | $287.00 |
| Total amount paid | $8,772.00 | $10,780.00 | $34,425.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,880.00 | $5,607.00 | $14,168.00 |
| Senior year | $4,880.00 | $5,607.00 | $14,168.00 |
| Total 4-year net price | $19,520.00 | $22,428.00 | $56,672.00 |
| 10-year loan interest @ 6.8% | $7,436.00 | $8,544.00 | $21,590.00 |
| Total monthly payment | $225.00 | $258.00 | $652.00 |
| Total amount paid | $26,956.00 | $30,972.00 | $78,262.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,880.00 | $5,607.00 | $14,168.00 |
| Senior year | $4,880.00 | $5,607.00 | $14,168.00 |
| Total 2-year net price | $9,760.00 | $11,214.00 | $28,336.00 |
| 10-year loan interest @ 6.8% | $3,718.00 | $4,272.00 | $10,795.00 |
| Total monthly payment | $112.00 | $129.00 | $326.00 |
| Total amount paid | $13,478.00 | $15,486.00 | $39,131.00 |
| Jump to the net-price detail in the net price section below. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $4,398.00 |
| Average net price (off-campus) | $3,913.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,145.00 |
| $30,000 to $48,000 | $3,747.00 |
| $48,001 to $75,000 | $5,432.00 |
| $75,001 to $110,000 | $8,098.00 |
| Over $110,000 | $10,189.00 |
Estimate your specific net price using the school’s Somerset Community College Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median graduating debt at Somerset Community College comes to $8,000.00, landing it in the Very Low (<$10k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,919.00 |
| 25th | $3,500.00 |
| Median (50th) | $8,000.00 |
| 75th | $15,750.00 |
| 90th | $27,100.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,896.00 |
| Middle income | $6,984.00 |
| High income | $5,825.00 |
Graduates from lower-income families carry $3,071.00 in extra median debt compared with high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,383.00 |
| Continuing-generation students | $5,346.00 |
First-generation graduates of Somerset Community College carry $3,037.00 more median debt than continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of Somerset Community College works out to $3,000.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for Somerset Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 24.4% |
For context on the loan portfolio, Stafford disbursements at Somerset Community College reach $242,875,437.00 distributed across 18,188 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 52 |
| Avg GI Bill amount | $4,912.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $1,778.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Somerset Community College, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.