by our College Data Analytics TeamHere you will find what students actually borrow to attend South Louisiana Community College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
At South Louisiana Community College specifically, 38% of incoming undergraduates borrow in year one, with a typical loan of $5,289 per borrower, covering both private and federal loans.
The typical federal loan comes to $5,275, which is 95.9% of the $5,500 first-year federal borrowing limit for a typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at South Louisiana Community College, 44% take out federal student loans, at an average of $6,305 each per year. This works out to 19.5% greater than the $5,275 typical freshmen borrow.
At a steady annual pace, that totals around $12,610 in two years and roughly $25,220 by the fourth year. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 44% |
| Average federal loan per year | $6,305 |
| Undergraduates with a federal loan | 2,115 |
| Total federal loans (one year) | $13,336,092 |
Graduating and withdrawing students at South Louisiana Community College carry a median federal debt of $7,250 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,250 |
| Students who completed (graduates) | $11,000 |
| Students who withdrew | $5,500 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for South Louisiana Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,104 |
| 25th percentile | $2,000 |
| 75th percentile | $6,500 |
| 90th percentile (highest-debt students) | $10,500 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at South Louisiana Community College.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at South Louisiana Community College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 346 | $8,947 |
| Completed (graduates) | 76 | $8,712 |
| Did not complete | 270 | $9,261 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $103.59/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at South Louisiana Community College.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 161 | $6,589 |
| No Stafford loan this year | 185 | $10,638 |
These figures turn the debt totals into a monthly repayment picture for South Louisiana Community College.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $8,000 |
| Middle income | $5,500 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,500 |
| Continuing-generation students | $5,763 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at South Louisiana Community College.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.