by our College Data Analytics TeamThe majority of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at South Mountain Community College can sound tremendous, but do not forget that almost all students get some type of financial help.
Just what financing solutions does South Mountain Community College deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to see just how much financial aid could be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from South Mountain Community College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at South Mountain Community College, 77% of entering full-time freshmen got some type of financial assistance roughly 295 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 75% | $5,451 |
| Institutional grants & scholarships | 31% | $1,729 |
| Federal Pell grants | 60% | $5,829 |
| State/local grants | 1% | $1,000 |
| Federal student loans | 7% | $3,579 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, some 49% of undergrads got grants or scholarships worth on average $3,916 (among about 2051 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 49% | $3,916 |
| Federal Pell grants | 30% | $4,770 |
| Federal student loans | 8% | $4,485 |
On-campus students receiving title-IV aid were awarded grants averaging $6,118.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,537 |
| $30,001 – $75,000 | $12,327 |
| Over $75,000 | $14,730 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,780 |
| Off-campus title-IV students | $11,942 |
For a customized cost estimate, visit South Mountain Community College’s online cost calculator: www.southmountaincc.edu/disclosures/.
The middle student in the debt distribution at South Mountain Community College owes $4,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $4,500 |
| Median federal debt (graduates only) | $8,000 |
| Typical 10-year monthly payment (graduates) | $84.81/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. These percentiles trace how cumulative federal debt is spread among borrowers at South Mountain Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,500 |
| 75th percentile | $10,000 |
| 90th percentile (highest-debt students) | $19,588 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $4,847 |
| Middle income | $4,500 |
| High income | $3,839 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $4,500 |
| Continuing-generation students | $4,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,500 |
| Independent students | $5,000 |
The figure below distills the debt data into a single burden category for South Mountain Community College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. Below is the annual Stafford program activity at South Mountain Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6833 |
| Total Stafford loan amount | $63,763,488 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 69 |
| Total GI Bill amount | $93,478 |
| Average GI Bill amount per recipient | $1,355 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 2 |
| Total DoD amount | $1,615 |
| Average DoD amount per recipient | $808 |
References
More about our data sources and methodologies.