by our College Data Analytics TeamThis guide covers the real cost of attending South Plains College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The full cost of attending South Plains College came in between $12,880.00 and up to $13,264.00 depending on whether you qualify for in-state rates.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $12,880.00 for in-state students versus $13,264.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $4,771.00 |
| + Room, board & other expenses | $8,109.00 |
| Total cost | $12,880.00 |
| That is 33% below the national average net price. |
| Total cost | $12,880.00 |
| − Grants and scholarships | −$6,993.00 |
| Net price | $5,887.00 |
| That is 69% below the national average net price. |
| Total cost | $12,880.00 |
| − Grants and scholarships | −$8,390.00 |
| Net price | $4,490.00 |
| That is 77% below the national average net price. |
| Tuition and fees | $5,155.00 |
| + Room, board & other expenses | $8,109.00 |
| Total cost | $13,264.00 |
| That is 31% below the national average net price. |
| Total cost | $13,264.00 |
| − Grants and scholarships | −$6,993.00 |
| Net price | $6,271.00 |
| That is 67% below the national average net price. |
| Total cost | $13,264.00 |
| − Grants and scholarships | −$8,390.00 |
| Net price | $4,874.00 |
| That is 75% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
Published costs have climbed year over year at about 6.6% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.6% | 6.6% | 6.6% |
| Freshman year | $4,786.00 | $6,275.00 | $13,728.00 |
| Senior year | $5,794.00 | $7,597.00 | $16,622.00 |
| Total 4-year net price | $21,117.00 | $27,687.00 | $60,576.00 |
| 10-year loan interest @ 6.8% | $8,045.00 | $10,548.00 | $23,077.00 |
| Total monthly payment | $243.00 | $319.00 | $697.00 |
| Total amount paid | $29,162.00 | $38,235.00 | $83,654.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.6% | 6.6% | 6.6% |
| Freshman year | $4,786.00 | $6,275.00 | $13,728.00 |
| Senior year | $5,101.00 | $6,688.00 | $14,632.00 |
| Total 2-year net price | $9,886.00 | $12,962.00 | $28,360.00 |
| 10-year loan interest @ 6.8% | $3,766.00 | $4,938.00 | $10,804.00 |
| Total monthly payment | $114.00 | $149.00 | $326.00 |
| Total amount paid | $13,653.00 | $17,900.00 | $39,164.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.6% | 6.6% | 6.6% |
| Freshman year | $5,195.00 | $6,684.00 | $14,137.00 |
| Senior year | $6,290.00 | $8,093.00 | $17,117.00 |
| Total 4-year net price | $22,923.00 | $29,493.00 | $62,382.00 |
| 10-year loan interest @ 6.8% | $8,733.00 | $11,236.00 | $23,765.00 |
| Total monthly payment | $264.00 | $339.00 | $718.00 |
| Total amount paid | $31,656.00 | $40,729.00 | $86,148.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.6% | 6.6% | 6.6% |
| Freshman year | $5,195.00 | $6,684.00 | $14,137.00 |
| Senior year | $5,537.00 | $7,124.00 | $15,068.00 |
| Total 2-year net price | $10,732.00 | $13,808.00 | $29,205.00 |
| 10-year loan interest @ 6.8% | $4,088.00 | $5,260.00 | $11,126.00 |
| Total monthly payment | $124.00 | $159.00 | $336.00 |
| Total amount paid | $14,820.00 | $19,068.00 | $40,331.00 |
Read more in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $6,791.00 |
| Average net price (off-campus) | $7,062.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,610.00 |
| $30,000 to $48,000 | $6,429.00 |
| $48,001 to $75,000 | $9,249.00 |
| $75,001 to $110,000 | $11,474.00 |
| Over $110,000 | $11,874.00 |
For a personalized estimate, try the South Plains College Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Median graduate debt at South Plains College is $6,724.00, which federal data classifies as a Very Low (<$10k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,862.00 |
| 25th | $3,000.00 |
| Median (50th) | $6,724.00 |
| 75th | $12,000.00 |
| 90th | $22,138.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,200.00 |
| Middle income | $6,334.00 |
| High income | $5,500.00 |
Graduates from lower-income families carry $2,700.00 more debt than high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,000.00 |
| Continuing-generation students | $5,500.00 |
First-generation graduates from South Plains College carry $1,500.00 more median debt than continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of South Plains College comes to $2,111.00. Federal data flags this school for Pell-related debt inequity.
The default-rate category at South Plains College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.8% |
For context on the loan portfolio, Stafford disbursements at South Plains College amount to $217,191,386.00 across 21,744 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 66 |
| Avg GI Bill amount | $3,744.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing South Plains College, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.