by our College Data Analytics TeamThe majority of students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to South Texas Vocational Technical Institute-McAllen can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
What financing options does STVT McAllen offer, and what will you qualify for? Keep scrolling for more information. Keep going to see how much school funding could be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from South Texas Vocational Technical Institute-McAllen.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at South Texas Vocational Technical Institute-McAllen, 89% of the incoming full-time class was awarded financial aid (about 289 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $6,528 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 80% | $6,427 |
| State/local grants | 28% | $290 |
| Federal student loans | 81% | $7,039 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At STVT McAllen, around 82% of undergraduates were awarded an average grant or scholarship of $5,828 (across roughly 652 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 82% | $5,828 |
| Federal Pell grants | 79% | $5,789 |
| Federal student loans | 79% | $6,675 |
For on-campus title-IV students, average grant aid came to $5,373.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $21,410 |
| $30,001 – $75,000 | $21,525 |
| Over $75,000 | $25,890 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $20,008 |
| Off-campus title-IV students | $21,607 |
For a customized cost estimate, visit STVT McAllen’s NPC: www.stvt.edu/NetPrice/McAllen/.
The median student at STVT McAllen graduates with $10,661 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $10,661 |
| Median federal debt (graduates only) | $15,917 |
| Typical 10-year monthly payment (graduates) | $168.75/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The numbers below show the full range, not just the middle of the distribution. The four reference points below map the debt distribution at STVT McAllen.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,530 |
| 25th percentile | $6,333 |
| 75th percentile | $13,000 |
| 90th percentile (highest-debt students) | $16,500 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $10,657 |
| Middle income | $11,457 |
| High income | $9,111 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,587 |
| Continuing-generation students | $12,139 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,500 |
| Independent students | $11,943 |
These indicators are derived from the underlying debt data and summarize the overall picture at STVT McAllen.
Most undergraduate borrowing runs through the federal Stafford loan program. The aggregate figures below show how active the program is at STVT McAllen:
| Metric | Value |
|---|---|
| Stafford loan recipients | 126669 |
| Total Stafford loan amount | $1,878,020,953 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 6 |
| Total GI Bill amount | $57,337 |
| Average GI Bill amount per recipient | $9,556 |
References
More about our data sources and methodologies.