by our College Data Analytics TeamThis page focuses on the debt students take on to attend South University-High Point, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Among all degree-seeking undergrads at South University, High Point, 67% take out federal student loans, with a mean of $9,291 per year.
Borrowing at that rate every year works out to about $18,582 across two years and $37,164 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 67% |
| Average federal loan per year | $9,291 |
| Undergraduates with a federal loan | 47 |
| Total federal loans (one year) | $436,689 |
The middle borrower at South University, High Point owes $13,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $13,000 |
| Students who completed (graduates) | $26,123 |
| Students who withdrew | $9,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for South University, High Point.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,501 |
| 25th percentile | $4,750 |
| 75th percentile | $22,542 |
| 90th percentile (highest-debt students) | $37,500 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at South University, High Point.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at South University, High Point.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 1565 | $9,598 |
| Completed (graduates) | 743 | $10,629 |
| Did not complete | 822 | $9,000 |
On a standard 10-year plan, the median completing borrower would pay about $126.39/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at South University, High Point.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 1367 | $9,690 |
| No Stafford loan this year | 198 | $9,256 |
These figures turn the debt totals into a monthly repayment picture for South University, High Point.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for South University, High Point follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 17.4% |
| Borrowers in the cohort | 20558 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,643 |
| Middle income | $15,278 |
| High income | $14,700 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,883 |
| Continuing-generation students | $14,576 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,668 |
| Independent students | $12,990 |
Federal data publishes the following gap measures for South University, High Point.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.