by our College Data Analytics TeamHere is what you can expect to pay at Southcentral Kentucky Community and Technical College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Cost of attendance at Southcentral Kentucky Community and Technical C fell between $13,738.00 and $15,442.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: about $13,738.00 in-state, rising to $15,442.00 for out-of-state students.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $4,728.00 |
| + Room, board & other expenses | $9,010.00 |
| Total cost | $13,738.00 |
| That is 29% below the national average net price. |
| Total cost | $13,738.00 |
| − Grants and scholarships | −$10,456.00 |
| Net price | $3,282.00 |
| That is 83% below the national average net price. |
| Total cost | $13,738.00 |
| − Grants and scholarships | −$10,841.00 |
| Net price | $2,897.00 |
| That is 85% below the national average net price. |
| Tuition and fees | $6,432.00 |
| + Room, board & other expenses | $9,010.00 |
| Total cost | $15,442.00 |
| That is 20% below the national average net price. |
| Total cost | $15,442.00 |
| − Grants and scholarships | −$10,456.00 |
| Net price | $4,986.00 |
| That is 74% below the national average net price. |
| Total cost | $15,442.00 |
| − Grants and scholarships | −$10,841.00 |
| Net price | $4,601.00 |
| That is 76% below the national average net price. | |
| Explore each piece on tuition and fees and living costs. |
The tables below project a full degree at the current published cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $2,897.00 | $3,282.00 | $13,738.00 |
| Senior year | $2,897.00 | $3,282.00 | $13,738.00 |
| Total 4-year net price | $11,588.00 | $13,128.00 | $54,952.00 |
| 10-year loan interest @ 6.8% | $4,415.00 | $5,001.00 | $20,935.00 |
| Total monthly payment | $133.00 | $151.00 | $632.00 |
| Total amount paid | $16,003.00 | $18,129.00 | $75,887.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $2,897.00 | $3,282.00 | $13,738.00 |
| Senior year | $2,897.00 | $3,282.00 | $13,738.00 |
| Total 2-year net price | $5,794.00 | $6,564.00 | $27,476.00 |
| 10-year loan interest @ 6.8% | $2,207.00 | $2,501.00 | $10,467.00 |
| Total monthly payment | $67.00 | $76.00 | $316.00 |
| Total amount paid | $8,001.00 | $9,065.00 | $37,943.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,601.00 | $4,986.00 | $15,442.00 |
| Senior year | $4,601.00 | $4,986.00 | $15,442.00 |
| Total 4-year net price | $18,404.00 | $19,944.00 | $61,768.00 |
| 10-year loan interest @ 6.8% | $7,011.00 | $7,598.00 | $23,531.00 |
| Total monthly payment | $212.00 | $230.00 | $711.00 |
| Total amount paid | $25,415.00 | $27,542.00 | $85,299.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,601.00 | $4,986.00 | $15,442.00 |
| Senior year | $4,601.00 | $4,986.00 | $15,442.00 |
| Total 2-year net price | $9,202.00 | $9,972.00 | $30,884.00 |
| 10-year loan interest @ 6.8% | $3,506.00 | $3,799.00 | $11,766.00 |
| Total monthly payment | $106.00 | $115.00 | $355.00 |
| Total amount paid | $12,708.00 | $13,771.00 | $42,650.00 |
| Read more in the net-price section. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $3,537.00 |
| Average net price (off-campus) | $3,794.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,352.00 |
| $30,000 to $48,000 | $2,924.00 |
| $48,001 to $75,000 | $4,415.00 |
| $75,001 to $110,000 | $8,168.00 |
| Over $110,000 | $11,090.00 |
Estimate your specific net price using the school’s Southcentral Kentucky Community and Technical College Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at Southcentral Kentucky Community and Technical C is $7,600.00, which federal data classifies as a Very Low (<$10k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $4,000.00 |
| Median (50th) | $7,600.00 |
| 75th | $16,500.00 |
| 90th | $25,972.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,293.00 |
| Middle income | $7,698.00 |
| High income | $6,000.00 |
Graduates from lower-income families carry $2,293.00 more debt than their high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,971.00 |
| Continuing-generation students | $6,045.00 |
First-generation graduates from Southcentral Kentucky Community and Technical C hold $1,926.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at Southcentral Kentucky Community and Technical C comes to $2,324.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for Southcentral Kentucky Community and Technical C is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 25.2% |
For a sense of scale, Stafford disbursements at Southcentral Kentucky Community and Technical C amount to $108,381,823.00 distributed across 8,832 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 50 |
| Avg GI Bill amount | $3,436.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $1,953.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The data above is a foundation; round it out by asking yourself about Southcentral Kentucky Community and Technical C, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.