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Can You Afford to Attend Southeast Kentucky Community & Technical College?

Here is what you can expect to pay at Southeast Kentucky Community & Technical College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$12,431.00 Cost of Attendance
$3,731.00 Avg Net Price
$5,500.00 Median Grad Debt

Want a specific number? Skip ahead to any section using the links below:

What You Will Pay to Attend Southeast Kentucky Community & Technical C?

The total cost of attendance at Southeast Kentucky Community & Technical C came in between $12,431.00 through $14,135.00 depending on residency and living arrangement.

In-state students paid the lower published figure, while out-of-state students faced the higher one: about $12,431.00 in-state versus $14,135.00 out-of-state.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

The Full Cost for Residents (no aid)

Tuition and fees $4,728.00
+ Room, board & other expenses $7,703.00
Total cost $12,431.00
That is 35% below the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $12,431.00
− Grants and scholarships −$8,968.00
Net price $3,463.00
That is 82% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $12,431.00
− Grants and scholarships −$9,736.00
Net price $2,695.00
That is 86% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $6,432.00
+ Room, board & other expenses $7,703.00
Total cost $14,135.00
That is 27% below the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $14,135.00
− Grants and scholarships −$8,968.00
Net price $5,167.00
That is 73% below the national average net price.

Low-Income Net Price for Non-Residents

Total cost $14,135.00
− Grants and scholarships −$9,736.00
Net price $4,399.00
That is 77% below the national average net price.
Want the line-by-line detail? Dig into tuition and fees plus room and board.

What a Full Degree Could Cost at Southeast Kentucky Community & Technical C

The projections below extend the current annual cost across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $2,695.00 $3,463.00 $12,431.00
Senior year $2,695.00 $3,463.00 $12,431.00
Total 4-year net price $10,780.00 $13,852.00 $49,724.00
10-year loan interest @ 6.8% $4,107.00 $5,277.00 $18,943.00
Total monthly payment $124.00 $159.00 $572.00
Total amount paid $14,887.00 $19,129.00 $68,667.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $2,695.00 $3,463.00 $12,431.00
Senior year $2,695.00 $3,463.00 $12,431.00
Total 2-year net price $5,390.00 $6,926.00 $24,862.00
10-year loan interest @ 6.8% $2,053.00 $2,639.00 $9,472.00
Total monthly payment $62.00 $80.00 $286.00
Total amount paid $7,443.00 $9,565.00 $34,334.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $4,399.00 $5,167.00 $14,135.00
Senior year $4,399.00 $5,167.00 $14,135.00
Total 4-year net price $17,596.00 $20,668.00 $56,540.00
10-year loan interest @ 6.8% $6,703.00 $7,874.00 $21,540.00
Total monthly payment $202.00 $238.00 $651.00
Total amount paid $24,299.00 $28,542.00 $78,080.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $4,399.00 $5,167.00 $14,135.00
Senior year $4,399.00 $5,167.00 $14,135.00
Total 2-year net price $8,798.00 $10,334.00 $28,270.00
10-year loan interest @ 6.8% $3,352.00 $3,937.00 $10,770.00
Total monthly payment $101.00 $119.00 $325.00
Total amount paid $12,150.00 $14,271.00 $39,040.00
See the full net-price breakdown in the net-price section.

After-Aid Net Price at Southeast Kentucky Community & Technical C

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $3,731.00
Average net price (off-campus) $3,537.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $3,047.00
$30,000 to $48,000 $3,393.00
$48,001 to $75,000 $4,346.00
$75,001 to $110,000 $8,873.00
Over $110,000 $10,485.00

Use Southeast Kentucky Community & Technical College Net Price Calculator, or get in touch with the financial aid office.

Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.

Debt at Graduation from Southeast Kentucky Community & Technical College

The typical debt load for borrowers leaving Southeast Kentucky Community & Technical C works out to $5,500.00, which the Department of Education classifies as a Very Low (<$10k) burden category.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $1,750.00
25th $3,000.00
Median (50th) $5,500.00
75th $11,721.00
90th $19,835.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

Explore borrowing, repayment, and default in detail on the student loan debt page.

Debt by Family Income at Southeast Kentucky Community & Technical C

Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $5,400.00
Middle income $5,500.00
High income $5,500.00

How Debt Varies by First-Generation Status at Southeast Kentucky Community & Technical C

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $5,500.00
Continuing-generation students $4,680.00

First-gen students at Southeast Kentucky Community & Technical C graduate with $820.00 more debt than continuing-generation students.

Loan Repayment and Default at Southeast Kentucky Community & Technical C

The federal default-rate classification for Southeast Kentucky Community & Technical C is Low (<5%).

Window Cohort default rate
2-year 20.8%

For context on the loan portfolio, Stafford disbursements at Southeast Kentucky Community & Technical C add up to $51,918,400.00 over 5,820 student borrowers.

Military and Veteran Aid at Southeast Kentucky Community & Technical C

Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 13
Avg GI Bill amount $3,586.00

For the full rundown of veteran and military benefits, see the veteran aid breakdown.

Further Questions to Consider

The figures above are a starting point — as you weigh Southeast Kentucky Community & Technical C, the questions below are worth your time:

Explore Further about Southeast Kentucky Community & Technical C

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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