This guide covers the real cost of attending Southeast Missouri State University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total published cost of attendance at Southeast Missouri State University is about $23,337.00 a year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,903.00 |
| + Room, board & other expenses | $13,434.00 |
| Total cost | $23,337.00 |
| That is 21% above the national average net price. |
| Total cost | $23,337.00 |
| − Grants and scholarships | −$9,295.00 |
| Net price | $14,042.00 |
| That is 27% below the national average net price. |
| Total cost | $23,337.00 |
| − Grants and scholarships | −$12,473.00 |
| Net price | $10,864.00 |
| That is 44% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
Cost of attendance here has been rising by around 4.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.4% | 4.4% | 4.4% |
| Freshman year | $11,337.00 | $14,653.00 | $24,353.00 |
| Senior year | $12,884.00 | $16,652.00 | $27,675.00 |
| Total 4-year net price | $48,397.00 | $62,555.00 | $103,963.00 |
| 10-year loan interest @ 6.8% | $18,438.00 | $23,831.00 | $39,606.00 |
| Total monthly payment | $557.00 | $720.00 | $1,196.00 |
| Total amount paid | $66,835.00 | $86,386.00 | $143,569.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.4% | 4.4% | 4.4% |
| Freshman year | $11,337.00 | $14,653.00 | $24,353.00 |
| Senior year | $11,831.00 | $15,292.00 | $25,414.00 |
| Total 2-year net price | $23,168.00 | $29,945.00 | $49,767.00 |
| 10-year loan interest @ 6.8% | $8,826.00 | $11,408.00 | $18,959.00 |
| Total monthly payment | $267.00 | $345.00 | $573.00 |
| Total amount paid | $31,994.00 | $41,353.00 | $68,726.00 |
Jump to the net-price detail in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $15,882.00 |
| Average net price (off-campus) | $14,532.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,453.00 |
| $30,000 to $48,000 | $11,371.00 |
| $48,001 to $75,000 | $13,576.00 |
| $75,001 to $110,000 | $18,253.00 |
| Over $110,000 | $19,562.00 |
Estimate your specific net price using the school’s [Southeast Missouri State University Net Price Calculator](https://tcc.ruffalonl.com/Southeast Missouri State University/Freshman-Students), or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Typical debt at graduation from Southeast Missouri State University works out to $14,750.00, categorized as a Low ($10-20k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,030.00 |
| 25th | $5,500.00 |
| Median (50th) | $14,750.00 |
| 75th | $25,752.00 |
| 90th | $35,984.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,998.00 |
| Middle income | $14,040.00 |
| High income | $15,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,750.00 |
| Continuing-generation students | $14,667.00 |
First-gen students at Southeast Missouri State University take on $83.00 more than continuing-generation graduates.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Southeast Missouri State University comes to $1,966.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at Southeast Missouri State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.7% |
For a sense of scale, Stafford disbursements at Southeast Missouri State University amount to $592,082,352.00 distributed across 31,596 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 103 |
| Avg GI Bill amount | $6,109.00 |
| DoD Tuition Assistance recipients | 73 |
| Avg DoD Tuition Assistance | $3,224.00 |
Dig into veteran education benefits on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about Southeast Missouri State University, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.