by our College Data Analytics TeamThis page focuses on the debt students take on to attend Southeastern Community College, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
At Southeastern Community College specifically, 5% of incoming students take out a loan to help cover first-year costs, at roughly $13,575 per student, private and federal loans combined.
Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 0% |
| Undergraduates with a federal loan | 0 |
| Total federal loans (one year) | $0 |
The middle borrower at Southeastern Community College owes $5,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,500 |
| Students who withdrew | $5,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Southeastern Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,250 |
| 75th percentile | $7,500 |
| 90th percentile (highest-debt students) | $14,093 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Southeastern Community College.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Southeastern Community College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 65 | $8,500 |
The indicators below describe what the typical debt costs to pay back at Southeastern Community College.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Southeastern Community College is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 30.5% |
| Borrowers in the cohort | 347 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,375 |
| Independent students | $5,671 |
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.