by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Southeastern Esthetics Institute: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
Looking at the entering class at Southeastern Esthetics Institute, 49% of new students use loans toward freshman-year expenses, averaging $4,941 per student, private and federal loans combined.
On the federal side, the average loan is $4,941, representing 89.8% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Across the full undergraduate body at Southeastern Esthetics Institute (freshmen included), 53% rely on federal student loans toward their education, at an average of $4,899 in federal loans per year. It comes to 0.9% below the $4,941 borrowed by freshmen.
At a steady annual pace, that totals around $9,798 after two years and $19,596 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 53% |
| Average federal loan per year | $4,899 |
| Undergraduates with a federal loan | 288 |
| Total federal loans (one year) | $1,410,777 |
The median student at Southeastern Esthetics Institute borrows $6,333 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $3,477 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Southeastern Esthetics Institute.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 56 | $8,100 |
These figures turn the debt totals into a monthly repayment picture for Southeastern Esthetics Institute.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $3,666 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $6,333 |
Federal data publishes the following gap measures for Southeastern Esthetics Institute.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.