A large number of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Southern Arkansas University Main Campus can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financial assistance solutions will Southern Arkansas University Main Campus provide, and just what are you going to be eligible for? Read on for answers. Keep going to find out what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from Southern Arkansas University Main Campus.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
At Southern Arkansas University Main Campus, 99% of new full-time first-years were awarded at least some aid around 777 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $11,552 |
| Institutional grants & scholarships | 91% | $8,220 |
| Federal Pell grants | 60% | $5,817 |
| State/local grants | 39% | $1,260 |
| Federal student loans | 43% | $5,631 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, around 85% of undergraduates were awarded grant or scholarship aid averaging $9,430 (covering around 2736 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 85% | $9,430 |
| Federal Pell grants | 48% | $5,774 |
| Federal student loans | 63% | $4,921 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $10,924.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,953 |
| $30,001 – $75,000 | $15,388 |
| Over $75,000 | $19,127 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,027 |
| Off-campus title-IV students | $15,944 |
To get a personalized net price estimate, try Southern Arkansas University Main Campus’s net price calculator: www.saumag.edu/netprice/.
The middle student in the debt distribution at Southern Arkansas University Main Campus owes $12,500 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,500 |
| Median federal debt (graduates only) | $18,750 |
| Typical 10-year monthly payment (graduates) | $198.78/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at Southern Arkansas University Main Campus.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $18,500 |
| 90th percentile (highest-debt students) | $28,897 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $14,000 |
| Middle income | $12,013 |
| High income | $11,278 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,500 |
| Continuing-generation students | $12,609 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $17,818 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Southern Arkansas University Main Campus.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at Southern Arkansas University Main Campus:
| Metric | Value |
|---|---|
| Stafford loan recipients | 13888 |
| Total Stafford loan amount | $284,311,190 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 22 |
| Total GI Bill amount | $153,582 |
| Average GI Bill amount per recipient | $6,981 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 6 |
| Total DoD amount | $11,208 |
| Average DoD amount per recipient | $1,868 |
References
More about our data sources and methodologies.