by our College Data Analytics TeamHere’s the full picture on paying for Southern Careers Institute-Pharr, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the links below to jump straight to any section on this page:
The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $21,833.00 |
| Average net price (off-campus) | $21,588.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $21,515.00 |
| $30,000 to $48,000 | $22,205.00 |
| $48,001 to $75,000 | $20,819.00 |
| Over $110,000 | $26,655.00 |
Use Southern Careers Institute-Pharr Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The typical debt load for borrowers leaving Southern Careers Institute-Pharr comes to $7,389.00, placing the school in the Very Low (<$10k) debt-load classification.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,687.00 |
| 25th | $4,750.00 |
| Median (50th) | $7,389.00 |
| 75th | $9,500.00 |
| 90th | $9,500.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $7,421.00 |
| Middle income | $7,125.00 |
| High income | $5,500.00 |
Borrowers from lower-income families leave school with $1,921.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,389.00 |
| Continuing-generation students | $7,319.00 |
First-generation graduates from Southern Careers Institute-Pharr graduate with $70.00 more debt than continuing-generation students.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Southern Careers Institute-Pharr works out to $264.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Southern Careers Institute-Pharr is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 17.5% |
To put the rates in context, Stafford loans at Southern Careers Institute-Pharr reach $277,422,257.00 covering 38,732 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 29 |
| Avg GI Bill amount | $5,680.00 |
Read more about military and veteran aid on the college veterans page.
The figures above are a starting point — as you weigh Southern Careers Institute-Pharr, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.