Here is what you can expect to pay at Southern Careers Institute-Waco, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $23,140.00 |
| Average net price (off-campus) | $22,657.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $22,469.00 |
| $30,000 to $48,000 | $22,747.00 |
| $48,001 to $75,000 | $24,387.00 |
| $75,001 to $110,000 | $24,395.00 |
Estimate your specific net price using the school’s Southern Careers Institute-Waco Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
Median graduate debt at Southern Careers Institute-Waco stands at $7,389.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,687.00 |
| 25th | $4,750.00 |
| Median (50th) | $7,389.00 |
| 75th | $9,500.00 |
| 90th | $9,500.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $7,421.00 |
| Middle income | $7,125.00 |
| High income | $5,500.00 |
Low-income graduates carry $1,921.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,389.00 |
| Continuing-generation students | $7,319.00 |
First-gen borrowers at Southern Careers Institute-Waco hold $70.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at Southern Careers Institute-Waco comes to $264.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at Southern Careers Institute-Waco is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 17.5% |
For scale, federal Stafford loan disbursements at Southern Careers Institute-Waco amount to $277,422,257.00 over 38,732 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 12 |
| Avg GI Bill amount | $7,126.00 |
Explore GI Bill and military aid in detail on the college veterans page.
The figures above are a starting point — as you weigh Southern Careers Institute-Waco, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.