by our College Data Analytics TeamBelow is the data on what it actually costs to attend Southern Nazarene University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending Southern Nazarene University comes to about $41,972.00 for a single academic year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $31,190.00 |
| + Room, board & other expenses | $10,782.00 |
| Total cost | $41,972.00 |
| That is 28% above the national average net price. |
| Total cost | $41,972.00 |
| − Grants and scholarships | −$24,381.00 |
| Net price | $17,591.00 |
| That is 46% below the national average net price. |
| Total cost | $41,972.00 |
| − Grants and scholarships | −$27,534.00 |
| Net price | $14,438.00 |
| That is 56% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
Cost of attendance here has been rising at about 4.9% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.9% | 4.9% | 4.9% |
| Freshman year | $15,150.00 | $18,458.00 | $44,042.00 |
| Senior year | $17,504.00 | $21,326.00 | $50,884.00 |
| Total 4-year net price | $65,232.00 | $79,477.00 | $189,632.00 |
| 10-year loan interest @ 6.8% | $24,851.00 | $30,278.00 | $72,243.00 |
| Total monthly payment | $751.00 | $915.00 | $2,182.00 |
| Total amount paid | $90,083.00 | $109,755.00 | $261,875.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.9% | 4.9% | 4.9% |
| Freshman year | $15,150.00 | $18,458.00 | $44,042.00 |
| Senior year | $15,897.00 | $19,369.00 | $46,214.00 |
| Total 2-year net price | $31,047.00 | $37,827.00 | $90,255.00 |
| 10-year loan interest @ 6.8% | $11,828.00 | $14,411.00 | $34,384.00 |
| Total monthly payment | $357.00 | $435.00 | $1,039.00 |
| Total amount paid | $42,875.00 | $52,238.00 | $124,639.00 |
See the full net-price breakdown in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $22,084.00 |
| Average net price (off-campus) | $17,838.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,195.00 |
| $30,000 to $48,000 | $15,470.00 |
| $48,001 to $75,000 | $19,579.00 |
| $75,001 to $110,000 | $23,086.00 |
| Over $110,000 | $24,765.00 |
Run your own numbers with the Southern Nazarene University Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median graduating debt at Southern Nazarene University works out to $17,337.00, categorized as a Low ($10-20k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $8,733.00 |
| Median (50th) | $17,337.00 |
| 75th | $23,500.00 |
| 90th | $31,190.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,750.00 |
| Middle income | $18,750.00 |
| High income | $15,125.00 |
Low-income borrowers graduate with $3,625.00 more than graduates from high-income families.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,188.00 |
| Continuing-generation students | $18,000.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at Southern Nazarene University works out to $4,259.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at Southern Nazarene University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.8% |
For context on the loan portfolio, Stafford disbursements at Southern Nazarene University reach $295,251,071.00 covering 12,698 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 75 |
| Avg GI Bill amount | $8,017.00 |
| DoD Tuition Assistance recipients | 20 |
| Avg DoD Tuition Assistance | $2,760.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The data above is a foundation; round it out by asking yourself about Southern Nazarene University, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.