by our College Data Analytics TeamThis guide covers the real cost of attending Southern Oregon University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Southern Oregon University spanned $25,950.00 through $45,075.00 depending on residency and living arrangement.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: about $25,950.00 for in-state students versus $45,075.00 for non-residents.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $12,762.00 |
| + Room, board & other expenses | $13,188.00 |
| Total cost | $25,950.00 |
| That is 35% above the national average net price. |
| Total cost | $25,950.00 |
| − Grants and scholarships | −$10,904.00 |
| Net price | $15,046.00 |
| That is 22% below the national average net price. |
| Total cost | $25,950.00 |
| − Grants and scholarships | −$15,806.00 |
| Net price | $10,144.00 |
| That is 47% below the national average net price. |
| Tuition and fees | $31,887.00 |
| + Room, board & other expenses | $13,188.00 |
| Total cost | $45,075.00 |
| That is 134% above the national average net price. |
| Total cost | $45,075.00 |
| − Grants and scholarships | −$10,904.00 |
| Net price | $34,171.00 |
| That is 78% above the national average net price. |
| Total cost | $45,075.00 |
| − Grants and scholarships | −$15,806.00 |
| Net price | $29,269.00 |
| That is 52% above the national average net price. | |
| For the full breakdown, see the tuition & fees page plus living costs. |
The reported cost series has been increasing by around 3.3% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $10,475.00 | $15,537.00 | $26,796.00 |
| Senior year | $11,534.00 | $17,107.00 | $29,505.00 |
| Total 4-year net price | $43,994.00 | $65,254.00 | $112,545.00 |
| 10-year loan interest @ 6.8% | $16,760.00 | $24,859.00 | $42,875.00 |
| Total monthly payment | $506.00 | $751.00 | $1,295.00 |
| Total amount paid | $60,755.00 | $90,114.00 | $155,420.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $10,475.00 | $15,537.00 | $26,796.00 |
| Senior year | $10,817.00 | $16,044.00 | $27,670.00 |
| Total 2-year net price | $21,291.00 | $31,580.00 | $54,467.00 |
| 10-year loan interest @ 6.8% | $8,111.00 | $12,031.00 | $20,750.00 |
| Total monthly payment | $245.00 | $363.00 | $627.00 |
| Total amount paid | $29,403.00 | $43,611.00 | $75,217.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $30,224.00 | $35,286.00 | $46,545.00 |
| Senior year | $33,279.00 | $38,852.00 | $51,250.00 |
| Total 4-year net price | $126,939.00 | $148,199.00 | $195,489.00 |
| 10-year loan interest @ 6.8% | $48,359.00 | $56,458.00 | $74,474.00 |
| Total monthly payment | $1,461.00 | $1,705.00 | $2,250.00 |
| Total amount paid | $175,298.00 | $204,657.00 | $269,964.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $30,224.00 | $35,286.00 | $46,545.00 |
| Senior year | $31,209.00 | $36,436.00 | $48,063.00 |
| Total 2-year net price | $61,433.00 | $71,722.00 | $94,609.00 |
| 10-year loan interest @ 6.8% | $23,404.00 | $27,323.00 | $36,042.00 |
| Total monthly payment | $707.00 | $825.00 | $1,089.00 |
| Total amount paid | $84,837.00 | $99,045.00 | $130,651.00 |
See the full net-price breakdown in the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $16,732.00 |
| Average net price (off-campus) | $16,470.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,402.00 |
| $30,000 to $48,000 | $13,511.00 |
| $48,001 to $75,000 | $15,838.00 |
| $75,001 to $110,000 | $20,735.00 |
| Over $110,000 | $22,467.00 |
For a personalized estimate, try the Southern Oregon University Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Typical debt at graduation from Southern Oregon University amounts to $15,000.00, placing the school in the Low ($10-20k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,333.00 |
| Median (50th) | $15,000.00 |
| 75th | $26,000.00 |
| 90th | $35,843.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt detail.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,758.00 |
| Middle income | $14,428.00 |
| High income | $14,000.00 |
Low-income borrowers graduate with $2,758.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,137.00 |
| Continuing-generation students | $14,333.00 |
First-gen students at Southern Oregon University graduate with $804.00 more debt than continuing-generation students.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Southern Oregon University comes to $3,496.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate category at Southern Oregon University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.6% |
For scale, federal Stafford loan disbursements at Southern Oregon University reach $418,784,986.00 across 19,239 loan recipients.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 83 |
| Avg GI Bill amount | $9,248.00 |
| DoD Tuition Assistance recipients | 61 |
| Avg DoD Tuition Assistance | $3,394.00 |
Read more about military and veteran aid on the veterans benefits detail.
The figures above are a starting point — as you weigh Southern Oregon University, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.