by our College Data Analytics TeamHere you will find what students actually borrow to attend Southern University at Shreveport— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Among first-year students at Southern University at Shreveport, 92% of freshmen borrow to help pay for their first year, averaging $3,948 per borrower, covering both private and federal loans.
The average federal loan is $3,948, equal to roughly 71.8% of the typical first-year dependent student borrowing cap of $5,500. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at Southern University at Shreveport, 92% borrow through federal student loan programs, for a typical $4,347 in federal loans per year. This is 10.1% higher than the $3,948 borrowed by freshmen.
Borrowing at that rate every year works out to about $8,694 over two years and about $17,388 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 92% |
| Average federal loan per year | $4,347 |
| Undergraduates with a federal loan | 1,821 |
| Total federal loans (one year) | $7,915,608 |
The median student at Southern University at Shreveport borrows $7,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,500 |
| Students who completed (graduates) | $18,500 |
| Students who withdrew | $7,250 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Southern University at Shreveport.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $14,250 |
| 90th percentile (highest-debt students) | $21,000 |
How wide this percentile range is tells you how much borrowing varies across students at Southern University at Shreveport.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Southern University at Shreveport.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 442 | $6,727 |
| Completed (graduates) | 28 | $5,195 |
| Did not complete | 414 | $6,900 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $61.77/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Southern University at Shreveport.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 270 | $6,198 |
| No Stafford loan this year | 172 | $10,000 |
The indicators below describe what the typical debt costs to pay back at Southern University at Shreveport.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Southern University at Shreveport appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 14.2% |
| Borrowers in the cohort | 812 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,000 |
| Middle income | $6,750 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,500 |
| Continuing-generation students | $7,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,500 |
| Independent students | $8,682 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Southern University at Shreveport.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.