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Can You Afford Southern Virginia University?

Below is the data on what it actually costs to attend Southern Virginia University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$33,066.00 Cost of Attendance
$22,213.00 Avg Net Price
$14,250.00 Median Grad Debt

Use the section links below to navigate this overview:

The Cost of Attending Southern Virginia University?

What it costs to attend Southern Virginia University works out to about $33,066.00 a year.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Published Cost for Students (no aid)

Tuition and fees $21,280.00
+ Room, board & other expenses $11,786.00
Total cost $33,066.00
That is roughly at the national average net price.

Net Price for Students (with average aid)

Total cost $33,066.00
− Grants and scholarships −$12,218.00
Net price $20,848.00
That is 36% below the national average net price.

Net Price for Low-Income Undergraduates

Total cost $33,066.00
− Grants and scholarships −$15,474.00
Net price $17,592.00
That is 46% below the national average net price.
For the full breakdown, see the tuition & fees page plus room and board.

The Long-Run Cost of a Degree at Southern Virginia University

Costs have trended upward in recent years at about 5.8% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.8% 5.8% 5.8%
Freshman year $18,617.00 $22,063.00 $34,992.00
Senior year $22,064.00 $26,148.00 $41,472.00
Total 4-year net price $81,232.00 $96,266.00 $152,683.00
10-year loan interest @ 6.8% $30,946.00 $36,674.00 $58,167.00
Total monthly payment $935.00 $1,108.00 $1,757.00
Total amount paid $112,178.00 $132,940.00 $210,850.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.8% 5.8% 5.8%
Freshman year $18,617.00 $22,063.00 $34,992.00
Senior year $19,702.00 $23,348.00 $37,031.00
Total 2-year net price $38,318.00 $45,411.00 $72,023.00
10-year loan interest @ 6.8% $14,598.00 $17,300.00 $27,438.00
Total monthly payment $441.00 $523.00 $829.00
Total amount paid $52,916.00 $62,710.00 $99,462.00

Jump to the net-price detail in the net price section below.

What Families Actually Pay at Southern Virginia University

The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $22,213.00
Average net price (off-campus) $24,014.00

Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $20,722.00
$30,000 to $48,000 $21,345.00
$48,001 to $75,000 $23,925.00
$75,001 to $110,000 $25,350.00
Over $110,000 $26,686.00

Use Southern Virginia University Net Price Calculator, or check with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

Debt at Graduation from Southern Virginia University

Median graduate debt at Southern Virginia University amounts to $14,250.00, which the Department of Education classifies as a Low ($10-20k) burden tier.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $2,750.00
25th $4,750.00
Median (50th) $14,250.00
75th $18,750.00
90th $31,695.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.

Income and Debt Outcomes at Southern Virginia University

Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $18,750.00
Middle income $15,500.00
High income $12,000.00

Graduates from lower-income families carry $6,750.00 more debt than their high-income peers.

How Debt Varies by First-Generation Status at Southern Virginia University

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $17,000.00
Continuing-generation students $12,981.00

First-gen students at Southern Virginia University graduate with $4,019.00 more debt than continuing-generation students.

How Pell Eligibility Shapes Debt at Southern Virginia University

The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The gap between Pell-eligible and non-Pell median debt at Southern Virginia University amounts to $11,250.00. This school carries a federal Pell-debt-inequity flag.

Loan Repayment and Default at Southern Virginia University

The Department of Education default-rate tier for Southern Virginia University is Low (<5%).

Window Cohort default rate
2-year 6.6%

To put the rates in context, Stafford loans at Southern Virginia University total $53,618,333.00 distributed across 3,587 student borrowers.

Veteran Education Benefits at Southern Virginia University

Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.

GI Bill recipients 18
Avg GI Bill amount $14,672.00
DoD Tuition Assistance recipients 1
Avg DoD Tuition Assistance $1,500.00

For the full rundown of veteran and military benefits, see the veteran aid breakdown.

Things to Think About

Beyond the data above, it helps to ask a few questions when weighing Southern Virginia University, a few questions are worth asking:

Keep Researching regarding Southern Virginia University

Dig further into the cost picture with the related pages below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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