by our College Data Analytics TeamHere’s the full picture on paying for Southern Wesleyan University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Want a specific number? Skip ahead to any section using the links below:
The full cost of attending Southern Wesleyan University comes to about $38,739.00 annually.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $29,800.00 |
| + Room, board & other expenses | $8,939.00 |
| Total cost | $38,739.00 |
| That is 18% above the national average net price. |
| Total cost | $38,739.00 |
| − Grants and scholarships | −$24,450.00 |
| Net price | $14,289.00 |
| That is 56% below the national average net price. |
| Total cost | $38,739.00 |
| − Grants and scholarships | −$25,830.00 |
| Net price | $12,909.00 |
| That is 61% below the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
The reported cost series has been increasing by roughly 4.0% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $13,429.00 | $14,865.00 | $40,301.00 |
| Senior year | $15,120.00 | $16,736.00 | $45,374.00 |
| Total 4-year net price | $57,054.00 | $63,153.00 | $171,215.00 |
| 10-year loan interest @ 6.8% | $21,736.00 | $24,059.00 | $65,227.00 |
| Total monthly payment | $657.00 | $727.00 | $1,970.00 |
| Total amount paid | $78,790.00 | $87,212.00 | $236,442.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $13,429.00 | $14,865.00 | $40,301.00 |
| Senior year | $13,971.00 | $15,464.00 | $41,925.00 |
| Total 2-year net price | $27,400.00 | $30,329.00 | $82,226.00 |
| 10-year loan interest @ 6.8% | $10,438.00 | $11,554.00 | $31,325.00 |
| Total monthly payment | $315.00 | $349.00 | $946.00 |
| Total amount paid | $37,839.00 | $41,884.00 | $113,551.00 |
See the full net-price breakdown in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $15,464.00 |
| Average net price (off-campus) | $19,943.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,936.00 |
| $30,000 to $48,000 | $17,234.00 |
| $48,001 to $75,000 | $20,474.00 |
| $75,001 to $110,000 | $19,436.00 |
| Over $110,000 | $24,758.00 |
Run your own numbers with the Southern Wesleyan University Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the financial aid page.
The median graduating debt at Southern Wesleyan University comes to $19,500.00, categorized as a Low ($10-20k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $7,500.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,900.00 |
| 90th | $39,668.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $20,475.00 |
| Middle income | $20,432.00 |
| High income | $16,589.00 |
Low-income graduates carry $3,886.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,000.00 |
| Continuing-generation students | $16,500.00 |
First-gen students at Southern Wesleyan University carry $3,500.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Southern Wesleyan University comes to $6,479.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for Southern Wesleyan University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.2% |
To give some context for these rates, Stafford loans disbursed at Southern Wesleyan University come to $271,706,622.00 over 10,436 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 14 |
| Avg GI Bill amount | $15,185.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Numbers only tell part of the story. As you weigh Southern Wesleyan University, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.