by our College Data Analytics TeamThis overview lays out the cost of attending Southwest Baptist University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at Southwest Baptist University is about $38,035.00 for a single academic year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $30,566.00 |
| + Room, board & other expenses | $7,469.00 |
| Total cost | $38,035.00 |
| That is 16% above the national average net price. |
| Total cost | $38,035.00 |
| − Grants and scholarships | −$18,624.00 |
| Net price | $19,411.00 |
| That is 41% below the national average net price. |
| Total cost | $38,035.00 |
| − Grants and scholarships | −$18,323.00 |
| Net price | $19,712.00 |
| That is 40% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Published costs have climbed year over year by around 5.4% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.4% | 5.4% | 5.4% |
| Freshman year | $20,773.00 | $20,456.00 | $40,083.00 |
| Senior year | $24,313.00 | $23,942.00 | $46,914.00 |
| Total 4-year net price | $90,050.00 | $88,675.00 | $173,755.00 |
| 10-year loan interest @ 6.8% | $34,306.00 | $33,782.00 | $66,194.00 |
| Total monthly payment | $1,036.00 | $1,020.00 | $2,000.00 |
| Total amount paid | $124,356.00 | $122,457.00 | $239,949.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.4% | 5.4% | 5.4% |
| Freshman year | $20,773.00 | $20,456.00 | $40,083.00 |
| Senior year | $21,892.00 | $21,558.00 | $42,242.00 |
| Total 2-year net price | $42,666.00 | $42,014.00 | $82,325.00 |
| 10-year loan interest @ 6.8% | $16,254.00 | $16,006.00 | $31,363.00 |
| Total monthly payment | $491.00 | $484.00 | $947.00 |
| Total amount paid | $58,920.00 | $58,020.00 | $113,688.00 |
For the complete net-price picture, see the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $21,677.00 |
| Average net price (off-campus) | $21,082.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $22,672.00 |
| $30,000 to $48,000 | $18,056.00 |
| $48,001 to $75,000 | $20,785.00 |
| $75,001 to $110,000 | $21,889.00 |
| Over $110,000 | $21,292.00 |
For a personalized estimate, try the Southwest Baptist University Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
Median graduate debt at Southwest Baptist University stands at $14,000.00, which federal data classifies as a Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,428.00 |
| 25th | $5,739.00 |
| Median (50th) | $14,000.00 |
| 75th | $25,020.00 |
| 90th | $34,125.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,518.00 |
| Middle income | $13,982.00 |
| High income | $14,000.00 |
On average, low-income graduates leave with $518.00 in extra median debt compared with high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,000.00 |
| Continuing-generation students | $14,300.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Southwest Baptist University amounts to $2,990.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at Southwest Baptist University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.4% |
For context on the loan portfolio, Stafford disbursements at Southwest Baptist University come to $260,798,204.00 over 12,650 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $19,649.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Use the figures above as a launch point, then think through Southwest Baptist University, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.