by our College Data Analytics TeamBelow is the data on what it actually costs to attend Southwest Mississippi Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total cost of attendance at Southwest Mississippi Community College ranged from $10,933.00 through $13,633.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: near $10,933.00 in-state against $13,633.00 for those paying out-of-state rates.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $4,080.00 |
| + Room, board & other expenses | $6,853.00 |
| Total cost | $10,933.00 |
| That is 43% below the national average net price. |
| Total cost | $10,933.00 |
| − Grants and scholarships | −$9,119.00 |
| Net price | $1,814.00 |
| That is 91% below the national average net price. |
| Total cost | $10,933.00 |
| − Grants and scholarships | −$9,473.00 |
| Net price | $1,460.00 |
| That is 92% below the national average net price. |
| Tuition and fees | $6,780.00 |
| + Room, board & other expenses | $6,853.00 |
| Total cost | $13,633.00 |
| That is 29% below the national average net price. |
| Total cost | $13,633.00 |
| − Grants and scholarships | −$9,119.00 |
| Net price | $4,514.00 |
| That is 77% below the national average net price. |
| Total cost | $13,633.00 |
| − Grants and scholarships | −$9,473.00 |
| Net price | $4,160.00 |
| That is 78% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
Published costs have climbed year over year by around 3.7% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $1,514.00 | $1,881.00 | $11,339.00 |
| Senior year | $1,689.00 | $2,099.00 | $12,649.00 |
| Total 4-year net price | $6,402.00 | $7,955.00 | $47,943.00 |
| 10-year loan interest @ 6.8% | $2,439.00 | $3,030.00 | $18,265.00 |
| Total monthly payment | $74.00 | $92.00 | $552.00 |
| Total amount paid | $8,841.00 | $10,985.00 | $66,208.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $1,514.00 | $1,881.00 | $11,339.00 |
| Senior year | $1,570.00 | $1,951.00 | $11,760.00 |
| Total 2-year net price | $3,085.00 | $3,832.00 | $23,098.00 |
| 10-year loan interest @ 6.8% | $1,175.00 | $1,460.00 | $8,800.00 |
| Total monthly payment | $35.00 | $44.00 | $266.00 |
| Total amount paid | $4,260.00 | $5,293.00 | $31,898.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $4,314.00 | $4,682.00 | $14,139.00 |
| Senior year | $4,813.00 | $5,222.00 | $15,772.00 |
| Total 4-year net price | $18,242.00 | $19,795.00 | $59,783.00 |
| 10-year loan interest @ 6.8% | $6,950.00 | $7,541.00 | $22,775.00 |
| Total monthly payment | $210.00 | $228.00 | $688.00 |
| Total amount paid | $25,192.00 | $27,336.00 | $82,558.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $4,314.00 | $4,682.00 | $14,139.00 |
| Senior year | $4,475.00 | $4,855.00 | $14,664.00 |
| Total 2-year net price | $8,789.00 | $9,537.00 | $28,803.00 |
| 10-year loan interest @ 6.8% | $3,348.00 | $3,633.00 | $10,973.00 |
| Total monthly payment | $101.00 | $110.00 | $331.00 |
| Total amount paid | $12,137.00 | $13,170.00 | $39,776.00 |
See the full net-price breakdown in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $2,525.00 |
| Average net price (off-campus) | $3,057.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $2,489.00 |
| $30,000 to $48,000 | $3,289.00 |
| $48,001 to $75,000 | $5,496.00 |
| $75,001 to $110,000 | $4,748.00 |
Get a tailored estimate from the Southwest Mississippi Community College Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The federal default-rate tier for Southwest Mississippi Community College is No Data.
For a sense of scale, Stafford disbursements at Southwest Mississippi Community College add up to $385,799.00 across 67 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 19 |
| Avg GI Bill amount | $3,411.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $1,917.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Use the figures above as a launch point, then think through Southwest Mississippi Community College, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.