by our College Data Analytics TeamA large number of students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Southwest School of Business and Technical Careers-San Antonio can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial assistance solutions will Southwest School of Business and Technical Careers-San Antonio provide, and just what are you going to be eligible for? Read on for answers. Keep reading to learn just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from Southwest School of Business and Technical Careers-San Antonio.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
For freshmen starting at Southwest School of Business and Technical Careers-San Antonio, 99% of new full-time first-years were awarded at least some aid approximately 87 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $4,397 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 99% | $4,305 |
| State/local grants | 0% | — |
| Federal student loans | 92% | $2,901 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Southwest School of Business and Technical Careers-San Antonio, approximately 99% of undergraduates were awarded grant or scholarship aid averaging $4,397 (for some 87 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $4,397 |
| Federal Pell grants | 99% | $4,305 |
| Federal student loans | 92% | $3,131 |
Title-IV recipients living on campus saw average grant aid of $4,477.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $22,508 |
| $30,001 – $75,000 | $23,216 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,633 |
| Off-campus title-IV students | $22,508 |
To get a personalized net price estimate, try Southwest School of Business and Technical Careers-San Antonio’s online cost calculator: www.sws.edu/SID/npcalc.htm.
A typical borrower at Southwest School of Business and Technical Careers-San Antonio leaves with $7,226 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,226 |
| Median federal debt (graduates only) | $7,273 |
| Typical 10-year monthly payment (graduates) | $77.11/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at Southwest School of Business and Technical Careers-San Antonio.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,500 |
| 75th percentile | $6,283 |
| 90th percentile (highest-debt students) | $7,048 |
Median debt varies by family income, by first-generation status, and by dependency status.
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,387 |
A handful of calculated indicators summarize the debt outlook at Southwest School of Business and Technical Careers-San Antonio.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at Southwest School of Business and Technical Careers-San Antonio:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2070 |
| Total Stafford loan amount | $11,256,092 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 1 |
| Total GI Bill amount | $1,484 |
| Average GI Bill amount per recipient | $1,484 |
References
More about our data sources and methodologies.