by our College Data Analytics TeamThe majority of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Southwest Texas College can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financial aid solutions can Southwest Texas Junior College deliver, and just what are you going to be eligible for? Keep reading for answers. Keep going to learn just how much financial aid will be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Southwest Texas College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For freshmen starting at Southwest Texas College, 84% of first-time, full-time freshmen received some form of financial aid some 605 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 84% | $7,177 |
| Institutional grants & scholarships | 16% | $933 |
| Federal Pell grants | 81% | $6,054 |
| State/local grants | 51% | $1,469 |
| Federal student loans | 4% | $4,960 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Here, approximately 34% of undergraduates were awarded an average grant or scholarship of $5,541 (covering around 2244 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 34% | $5,541 |
| Federal Pell grants | 33% | $4,907 |
| Federal student loans | 2% | $5,629 |
On-campus students receiving title-IV aid were awarded grants averaging $6,182.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,034 |
| $30,001 – $75,000 | $8,436 |
| Over $75,000 | $12,295 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,372 |
| Off-campus title-IV students | $7,634 |
For a customized cost estimate, visit Southwest Texas Junior College’s NPC: apps.highered.texas.gov/apps/NPC/?Fice=003614.
Graduating students at Southwest Texas Junior College carry a median federal student debt of $5,750 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,750 |
| Median federal debt (graduates only) | $6,200 |
| Typical 10-year monthly payment (graduates) | $65.73/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at Southwest Texas Junior College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,500 |
| 25th percentile | $2,382 |
| 75th percentile | $7,750 |
| 90th percentile (highest-debt students) | $14,755 |
Median debt varies by family income, by first-generation status, and by dependency status.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,694 |
| Middle income | $4,900 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,980 |
| Continuing-generation students | $5,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Southwest Texas Junior College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at Southwest Texas Junior College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4416 |
| Total Stafford loan amount | $39,752,857 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 50 |
| Total GI Bill amount | $181,895 |
| Average GI Bill amount per recipient | $3,638 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 3 |
| Total DoD amount | $3,915 |
| Average DoD amount per recipient | $1,305 |
References
More about our data sources and methodologies.