by our College Data Analytics TeamThis guide covers the real cost of attending Southwest University at El Paso, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
The full cost of attending Southwest University at El Paso stands at about $23,946.00 for a single academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $16,000.00 |
| + Room, board & other expenses | $7,946.00 |
| Total cost | $23,946.00 |
| That is 27% below the national average net price. |
| Total cost | $23,946.00 |
| − Grants and scholarships | −$7,081.00 |
| Net price | $16,865.00 |
| That is 49% below the national average net price. |
| Total cost | $23,946.00 |
| − Grants and scholarships | −$7,418.00 |
| Net price | $16,528.00 |
| That is 50% below the national average net price. | |
| Explore each piece on tuition and fees and room and board. |
Below, a full degree is projected forward at today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $16,528.00 | $16,865.00 | $23,946.00 |
| Senior year | $16,528.00 | $16,865.00 | $23,946.00 |
| Total 4-year net price | $66,112.00 | $67,460.00 | $95,784.00 |
| 10-year loan interest @ 6.8% | $25,186.00 | $25,700.00 | $36,490.00 |
| Total monthly payment | $761.00 | $776.00 | $1,102.00 |
| Total amount paid | $91,298.00 | $93,160.00 | $132,274.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $16,528.00 | $16,865.00 | $23,946.00 |
| Senior year | $16,528.00 | $16,865.00 | $23,946.00 |
| Total 2-year net price | $33,056.00 | $33,730.00 | $47,892.00 |
| 10-year loan interest @ 6.8% | $12,593.00 | $12,850.00 | $18,245.00 |
| Total monthly payment | $380.00 | $388.00 | $551.00 |
| Total amount paid | $45,649.00 | $46,580.00 | $66,137.00 |
| Read more in the net price section below. |
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $16,906.00 |
| Average net price (off-campus) | $17,803.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,720.00 |
| $30,000 to $48,000 | $18,091.00 |
| $48,001 to $75,000 | $21,909.00 |
Estimate your specific net price using the school’s Southwest University at El Paso Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median amount borrowed by graduates of Southwest University at El Paso stands at $14,000.00, categorized as a Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,522.00 |
| 25th | $6,583.00 |
| Median (50th) | $14,000.00 |
| 75th | $20,000.00 |
| 90th | $25,714.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,022.00 |
| Middle income | $13,671.00 |
| High income | $13,667.00 |
Low-income borrowers graduate with $355.00 more debt than their high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,875.00 |
| Continuing-generation students | $14,750.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Southwest University at El Paso amounts to $1,605.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Southwest University at El Paso is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 15.5% |
For context on the loan portfolio, Stafford disbursements at Southwest University at El Paso come to $201,174,382.00 covering 11,843 loan recipients.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 270 |
| Avg GI Bill amount | $15,501.00 |
| DoD Tuition Assistance recipients | 198 |
| Avg DoD Tuition Assistance | $2,254.00 |
Dig into veteran education benefits on the veterans benefits detail.
The figures above are a starting point — as you weigh Southwest University at El Paso, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.