by our College Data Analytics TeamA large number of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Southwestern Christian University can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financing solutions does SCU deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to discover what amount of financial assistance could be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from Southwestern Christian University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For incoming first-year students at Southwestern Christian University, 100% of the incoming full-time class was awarded financial aid some 95 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $12,784 |
| Institutional grants & scholarships | 98% | $7,814 |
| Federal Pell grants | 57% | $5,342 |
| State/local grants | 33% | $5,840 |
| Federal student loans | 52% | $4,694 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At SCU, about 97% of undergraduates were awarded an average grant or scholarship of $14,013 (across roughly 341 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $14,013 |
| Federal Pell grants | 47% | $5,236 |
| Federal student loans | 46% | $6,095 |
Title-IV recipients living on campus saw average grant aid of $13,159.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $17,990 |
| $30,001 – $75,000 | $17,914 |
| Over $75,000 | $24,952 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $20,146 |
| Off-campus title-IV students | $19,692 |
For an estimate tailored to your family circumstances, see SCU’s official net price calculator: swcu.edu/admissions/cost-attendance-net-price-calculator.
The median student at SCU graduates with $13,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,000 |
| Median federal debt (graduates only) | $20,715 |
| Typical 10-year monthly payment (graduates) | $219.61/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The numbers below show the full range, not just the middle of the distribution. These percentiles trace how cumulative federal debt is spread among borrowers at SCU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $26,243 |
| 90th percentile (highest-debt students) | $40,750 |
Median debt varies by family income, by first-generation status, and by dependency status.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $13,941 |
| Middle income | $14,383 |
| High income | $12,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,000 |
| Continuing-generation students | $12,375 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,010 |
| Independent students | $25,888 |
A handful of calculated indicators summarize the debt outlook at SCU.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at SCU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2870 |
| Total Stafford loan amount | $53,670,172 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 7 |
| Total GI Bill amount | $83,680 |
| Average GI Bill amount per recipient | $11,954 |
References
More about our data sources and methodologies.