by our College Data Analytics TeamMany students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Southwestern College can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financing solutions does SWC Chula Vista provide, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to see what amount of financial assistance could be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The figures below will help you estimate the aid you might receive from Southwestern College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at Southwestern College, 86% of first-time, full-time freshmen received some form of financial aid (about 2008 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $6,821 |
| Institutional grants & scholarships | 1% | $316 |
| Federal Pell grants | 57% | $5,677 |
| State/local grants | 85% | $3,009 |
| Federal student loans | 5% | $4,848 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At SWC Chula Vista, roughly 63% of undergraduate students received gift aid averaging $5,686 (across roughly 11630 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $5,686 |
| Federal Pell grants | 36% | $4,913 |
| Federal student loans | 5% | $6,294 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $9,433.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,882 |
| $30,001 – $75,000 | $11,418 |
| Over $75,000 | $16,807 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,671 |
| Off-campus title-IV students | $10,893 |
To get a personalized net price estimate, try SWC Chula Vista’s NPC: misweb.cccco.edu/npc/091/npcalc.htm.
The middle student in the debt distribution at SWC Chula Vista owes $4,044 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $4,044 |
| Median federal debt (graduates only) | $4,500 |
| Typical 10-year monthly payment (graduates) | $47.71/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The numbers below show the full range, not just the middle of the distribution. The four reference points below map the debt distribution at SWC Chula Vista.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,458 |
| 75th percentile | $5,934 |
| 90th percentile (highest-debt students) | $10,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $4,500 |
| Middle income | $3,500 |
| High income | $3,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $3,720 |
| Continuing-generation students | $5,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,500 |
| Independent students | $4,500 |
A handful of calculated indicators summarize the debt outlook at SWC Chula Vista.
Stafford loans are the federal government’s primary direct undergraduate lending program. These figures summarize annual Stafford program activity at SWC Chula Vista:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4065 |
| Total Stafford loan amount | $28,367,864 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 490 |
| Total GI Bill amount | $498,667 |
| Average GI Bill amount per recipient | $1,018 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 7 |
| Total DoD amount | $4,967 |
| Average DoD amount per recipient | $710 |
References
More about our data sources and methodologies.