by our College Data Analytics TeamHere is what you can expect to pay at Southwestern Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending Southwestern Community College fell between $14,429.00 and $23,501.00 based on in-state versus out-of-state status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: roughly $14,429.00 for in-state students versus $23,501.00 out-of-state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $4,112.00 |
| + Room, board & other expenses | $10,317.00 |
| Total cost | $14,429.00 |
| That is 25% below the national average net price. |
| Total cost | $14,429.00 |
| − Grants and scholarships | −$10,649.00 |
| Net price | $3,780.00 |
| That is 80% below the national average net price. |
| Total cost | $14,429.00 |
| − Grants and scholarships | −$10,874.00 |
| Net price | $3,555.00 |
| That is 82% below the national average net price. |
| Tuition and fees | $13,184.00 |
| + Room, board & other expenses | $10,317.00 |
| Total cost | $23,501.00 |
| That is 22% above the national average net price. |
| Total cost | $23,501.00 |
| − Grants and scholarships | −$10,649.00 |
| Net price | $12,852.00 |
| That is 33% below the national average net price. |
| Total cost | $23,501.00 |
| − Grants and scholarships | −$10,874.00 |
| Net price | $12,627.00 |
| That is 34% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
Cost of attendance here has been rising at a recent average of 43.4% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 43.4% | 43.4% | 43.4% |
| Freshman year | $5,099.00 | $5,421.00 | $20,694.00 |
| Senior year | $15,042.00 | $15,994.00 | $61,050.00 |
| Total 4-year net price | $37,940.00 | $40,342.00 | $153,992.00 |
| 10-year loan interest @ 6.8% | $14,454.00 | $15,369.00 | $58,665.00 |
| Total monthly payment | $437.00 | $464.00 | $1,772.00 |
| Total amount paid | $52,394.00 | $55,710.00 | $212,657.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 43.4% | 43.4% | 43.4% |
| Freshman year | $5,099.00 | $5,421.00 | $20,694.00 |
| Senior year | $7,313.00 | $7,775.00 | $29,680.00 |
| Total 2-year net price | $12,411.00 | $13,197.00 | $50,374.00 |
| 10-year loan interest @ 6.8% | $4,728.00 | $5,027.00 | $19,191.00 |
| Total monthly payment | $143.00 | $152.00 | $580.00 |
| Total amount paid | $17,139.00 | $18,224.00 | $69,565.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 43.4% | 43.4% | 43.4% |
| Freshman year | $18,110.00 | $18,432.00 | $33,705.00 |
| Senior year | $53,426.00 | $54,378.00 | $99,435.00 |
| Total 4-year net price | $134,760.00 | $137,162.00 | $250,812.00 |
| 10-year loan interest @ 6.8% | $51,339.00 | $52,254.00 | $95,550.00 |
| Total monthly payment | $1,551.00 | $1,578.00 | $2,886.00 |
| Total amount paid | $186,099.00 | $189,415.00 | $346,362.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 43.4% | 43.4% | 43.4% |
| Freshman year | $18,110.00 | $18,432.00 | $33,705.00 |
| Senior year | $25,973.00 | $26,436.00 | $48,341.00 |
| Total 2-year net price | $44,083.00 | $44,869.00 | $82,046.00 |
| 10-year loan interest @ 6.8% | $16,794.00 | $17,093.00 | $31,257.00 |
| Total monthly payment | $507.00 | $516.00 | $944.00 |
| Total amount paid | $60,877.00 | $61,962.00 | $113,303.00 |
See the full net-price breakdown in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $5,207.00 |
| Average net price (off-campus) | $4,928.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,445.00 |
| $30,000 to $48,000 | $6,140.00 |
| $48,001 to $75,000 | $4,066.00 |
Get a tailored estimate from the Southwestern Community College Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the financial aid page.
Median graduate debt at Southwestern Community College amounts to $7,000.00, placing the school in the Very Low (<$10k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,500.00 |
| Median (50th) | $7,000.00 |
| 75th | $14,000.00 |
| 90th | $20,954.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $5,500.00 |
| High income | $4,111.00 |
Low-income graduates carry $5,389.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $6,757.00 |
| Continuing-generation students | $8,731.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Southwestern Community College comes to $4,416.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for Southwestern Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.4% |
For context on the loan portfolio, Stafford disbursements at Southwestern Community College total $23,206,690.00 covering 1,946 loan recipients.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 22 |
| Avg GI Bill amount | $1,684.00 |
Dig into veteran education benefits on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Southwestern Community College, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.