by our College Data Analytics TeamMost students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Southwestern Oregon Community College can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
What financing options does SWOCC offer, and what will you qualify for? Keep scrolling for more information. Scroll down to learn just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The figures below will help you estimate the aid you might receive from Southwestern Oregon Community College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Among first-time, full-time freshmen at Southwestern Oregon Community College, 87% of entering full-time freshmen got some type of financial assistance approximately 329 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 84% | $6,494 |
| Institutional grants & scholarships | 61% | $3,023 |
| Federal Pell grants | 40% | $5,110 |
| State/local grants | 39% | $3,808 |
| Federal student loans | 23% | $4,921 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at SWOCC, some 68% of undergraduates were awarded an average grant or scholarship of $7,003 (among about 1013 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 68% | $7,003 |
| Federal Pell grants | 36% | $4,574 |
| Federal student loans | 19% | $5,179 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $7,747.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,367 |
| $30,001 – $75,000 | $7,715 |
| Over $75,000 | $12,528 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $8,527 |
| Off-campus title-IV students | $8,815 |
For an estimate tailored to your family circumstances, see SWOCC’s online cost calculator: www.socc.edu/get-started/pay-for-college/.
A typical borrower at SWOCC leaves with $8,303 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,303 |
| Median federal debt (graduates only) | $12,000 |
| Typical 10-year monthly payment (graduates) | $127.22/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at SWOCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,877 |
| 25th percentile | $3,768 |
| 75th percentile | $12,521 |
| 90th percentile (highest-debt students) | $20,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $8,982 |
| Middle income | $8,657 |
| High income | $6,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,080 |
| Continuing-generation students | $8,883 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $10,592 |
The figure below distills the debt data into a single burden category for SWOCC.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at SWOCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5166 |
| Total Stafford loan amount | $53,613,937 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 41 |
| Total GI Bill amount | $232,167 |
| Average GI Bill amount per recipient | $5,663 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 5 |
| Total DoD amount | $6,494 |
| Average DoD amount per recipient | $1,299 |
References
More about our data sources and methodologies.