by our College Data Analytics TeamHere’s the full picture on paying for Southwestern University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Southwestern University stands at about $63,645.00 for a single academic year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $53,813.00 |
| + Room, board & other expenses | $9,832.00 |
| Total cost | $63,645.00 |
| That is 94% above the national average net price. |
| Total cost | $63,645.00 |
| − Grants and scholarships | −$38,269.00 |
| Net price | $25,376.00 |
| That is 23% below the national average net price. |
| Total cost | $63,645.00 |
| − Grants and scholarships | −$45,015.00 |
| Net price | $18,630.00 |
| That is 43% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
Cost of attendance here has been rising by around 4.6% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $19,490.00 | $26,548.00 | $66,585.00 |
| Senior year | $22,318.00 | $30,399.00 | $76,243.00 |
| Total 4-year net price | $83,531.00 | $113,778.00 | $285,365.00 |
| 10-year loan interest @ 6.8% | $31,822.00 | $43,345.00 | $108,714.00 |
| Total monthly payment | $961.00 | $1,309.00 | $3,284.00 |
| Total amount paid | $115,354.00 | $157,124.00 | $394,079.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $19,490.00 | $26,548.00 | $66,585.00 |
| Senior year | $20,391.00 | $27,774.00 | $69,660.00 |
| Total 2-year net price | $39,881.00 | $54,322.00 | $136,244.00 |
| 10-year loan interest @ 6.8% | $15,193.00 | $20,695.00 | $51,904.00 |
| Total monthly payment | $459.00 | $625.00 | $1,568.00 |
| Total amount paid | $55,074.00 | $75,017.00 | $188,149.00 |
Jump to the net-price detail in the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $29,224.00 |
| Average net price (off-campus) | $27,468.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $18,791.00 |
| $30,000 to $48,000 | $21,567.00 |
| $48,001 to $75,000 | $24,800.00 |
| $75,001 to $110,000 | $27,434.00 |
| Over $110,000 | $33,832.00 |
Use Southwestern University Net Price Calculator, or check with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at Southwestern University comes to $19,500.00, landing it in the Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,000.00 |
| Median (50th) | $19,500.00 |
| 75th | $28,000.00 |
| 90th | $38,650.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $24,750.00 |
| Middle income | $16,000.00 |
| High income | $19,500.00 |
Low-income borrowers graduate with $5,250.00 in additional median debt versus high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,750.00 |
| Continuing-generation students | $19,500.00 |
First-gen students at Southwestern University leave with $250.00 more debt than continuing-generation students.
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at Southwestern University is $2,010.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for Southwestern University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.5% |
For a sense of scale, Stafford disbursements at Southwestern University come to $66,867,575.00 covering 3,980 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 28 |
| Avg GI Bill amount | $23,937.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
The figures above are a starting point — as you weigh Southwestern University, a few questions are worth asking:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.