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Spartanburg Community College Financial Aid Details

96% Freshmen Get Financial Aid
$4,837 Average Grant & Scholarship
91% Undergrads Get Grant Aid

The majority of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Spartanburg Community College can seem overwhelming, but bear in mind that many students are given some form of financial aid.

Just what financial assistance solutions will Spartanburg Community College deliver, and just what are you going to be eligible for? Read on for answers. Read on to find out what amount of financial assistance will be accessible to you.

Understanding Spartanburg Community College Financial Aid Information

How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from Spartanburg Community College.

Typical First Year Financial Aid at Spartanburg Community College

Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.

Among first-time, full-time freshmen at Spartanburg Community College, 96% of first-year full-time students received aid of some kind around 742 students).

Type of Aid% of Freshmen ReceivingAverage Amount
Grant or scholarship aid (all sources)95%$8,100
Institutional grants & scholarships35%$1,955
Federal Pell grants61%$6,079
State/local grants76%$4,169
Federal student loans4%$3,528

Scholarship and Grant Awards at Spartanburg Community College

The best aid is gift aid: grants and scholarships that carry no repayment obligation. At this school, about 91% of the undergraduate population received grant aid that averaged $4,837 (covering around 5734 students).

Award% of Undergrads ReceivingAverage Amount
Grant or scholarship aid (all sources)91%$4,837
Federal Pell grants41%$4,581
Federal student loans4%$3,329

Among title-IV aid recipients living on campus, grant and scholarship aid averaged $9,100.

How Cost Varies by Income at Spartanburg Community College

Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.

Family IncomeAverage Net Price
$0 – $48,000$6,098
$30,001 – $75,000$6,506
Over $75,000$8,274

These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.

The Real Cost of Attending Spartanburg Community College

Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.

CohortAverage Net Price
On-campus title-IV students$2,405
Off-campus title-IV students$6,531

For an estimate tailored to your family circumstances, see Spartanburg Community College’s net price calculator: www.sccsc.edu/admissions-aid/financial-aid/tuition/npc/.

How Much Students Borrow at Spartanburg Community College

A typical borrower at Spartanburg Community College leaves with $5,143 of cumulative federal debt.

MetricAmount
Median federal debt (all student-aid borrowers)$5,143
Median federal debt (graduates only)$6,500
Typical 10-year monthly payment (graduates)$68.91/mo

At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.

Where Student Debt Falls

The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at Spartanburg Community College.

PercentileCumulative Federal Debt
10th percentile (lowest-debt students)$1,166
25th percentile$1,750
75th percentile$5,000
90th percentile (highest-debt students)$8,521

How Debt Outcomes Vary by Student Group at Spartanburg Community College

Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.

Median Debt by Income Bracket

Income tierMedian federal debt
Low income$5,500
Middle income$4,800
High income$3,673

First-Generation Comparison

CohortMedian federal debt
First-generation students$5,015
Continuing-generation students$5,500

Dependent vs Independent Students

CohortMedian federal debt
Dependent students$3,667
Independent students$6,500

Is the Debt Manageable?

Federal data publishes pre-calculated indicators that summarize debt outcomes. Spartanburg Community College.

Federal Stafford Lending at Spartanburg Community College

The Stafford program is the federal direct-loan vehicle most undergraduates use. The totals below capture Stafford lending at Spartanburg Community College:

MetricValue
Stafford loan recipients5549
Total Stafford loan amount$32,358,575

Veteran and Military Aid at Spartanburg Community College

If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.

Post-9/11 GI Bill recipients

MetricValue
GI Bill recipients62
Total GI Bill amount$267,014
Average GI Bill amount per recipient$4,307

Active-duty Tuition Assistance recipients

MetricValue
DoD Tuition Assistance recipients1
Total DoD amount$4,284
Average DoD amount per recipient$4,284

More Financial Aid Resources from Spartanburg Community College

References

More about our data sources and methodologies.

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