by our College Data Analytics TeamHere’s the full picture on paying for Springfield College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The full cost of attending Springfield College works out to about $57,942.00 per year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $45,174.00 |
| + Room, board & other expenses | $12,768.00 |
| Total cost | $57,942.00 |
| That is 77% above the national average net price. |
| Total cost | $57,942.00 |
| − Grants and scholarships | −$30,142.00 |
| Net price | $27,800.00 |
| That is 15% below the national average net price. |
| Total cost | $57,942.00 |
| − Grants and scholarships | −$38,210.00 |
| Net price | $19,732.00 |
| That is 40% below the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
The reported cost series has been increasing by around 3.7% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $20,468.00 | $28,836.00 | $60,102.00 |
| Senior year | $22,843.00 | $32,183.00 | $67,077.00 |
| Total 4-year net price | $86,563.00 | $121,957.00 | $254,188.00 |
| 10-year loan interest @ 6.8% | $32,977.00 | $46,461.00 | $96,837.00 |
| Total monthly payment | $996.00 | $1,403.00 | $2,925.00 |
| Total amount paid | $119,541.00 | $168,418.00 | $351,025.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $20,468.00 | $28,836.00 | $60,102.00 |
| Senior year | $21,231.00 | $29,911.00 | $62,342.00 |
| Total 2-year net price | $41,698.00 | $58,748.00 | $122,444.00 |
| 10-year loan interest @ 6.8% | $15,885.00 | $22,381.00 | $46,647.00 |
| Total monthly payment | $480.00 | $676.00 | $1,409.00 |
| Total amount paid | $57,584.00 | $81,128.00 | $169,091.00 |
Jump to the net-price detail in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $30,587.00 |
| Average net price (off-campus) | $29,187.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $21,252.00 |
| $30,000 to $48,000 | $25,092.00 |
| $48,001 to $75,000 | $24,226.00 |
| $75,001 to $110,000 | $28,385.00 |
| Over $110,000 | $32,494.00 |
Run your own numbers with the Springfield College Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
Typical debt at graduation from Springfield College amounts to $23,000.00, which the Department of Education classifies as a Moderate ($20-30k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,000.00 |
| Median (50th) | $23,000.00 |
| 75th | $27,000.00 |
| 90th | $32,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $20,315.00 |
| Middle income | $23,000.00 |
| High income | $25,000.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $22,985.00 |
| Continuing-generation students | $23,250.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at Springfield College works out to $-960.00.
The federal default-rate classification for Springfield College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.2% |
To put the rates in context, Stafford loans at Springfield College come to $791,804,382.00 spread across 25,864 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 21 |
| Avg GI Bill amount | $18,524.00 |
Dig into veteran education benefits on the college veterans page.
Numbers only tell part of the story. As you weigh Springfield College, a few questions are worth asking:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.