by our College Data Analytics TeamThe majority of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to St Catherine University can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financial assistance solutions will St. Kate’s provide, and just what are you going to be eligible for? Read on for answers. Scroll down to discover just how much financial aid could be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The figures below will help you estimate the aid you might receive from St Catherine University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Among first-time, full-time freshmen at St Catherine University, 100% of entering full-time freshmen got some type of financial assistance around 361 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $40,092 |
| Institutional grants & scholarships | 100% | $32,504 |
| Federal Pell grants | 48% | $5,917 |
| State/local grants | 59% | $7,676 |
| Federal student loans | 55% | $5,107 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At St. Kate’s, about 82% of undergrads got grants or scholarships worth on average $26,939 (across approximately 1997 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 82% | $26,939 |
| Federal Pell grants | 40% | $5,389 |
| Federal student loans | 59% | $7,105 |
On-campus students receiving title-IV aid were awarded grants averaging $40,712.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $18,306 |
| $30,001 – $75,000 | $19,623 |
| Over $75,000 | $25,168 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $19,764 |
| Off-campus title-IV students | $21,563 |
To get a personalized net price estimate, try St. Kate’s’s NPC: www.stkate.edu/admission-and-aid/net-price-calculator.
The median federal debt load at St. Kate’s comes to $19,716 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,716 |
| Median federal debt (graduates only) | $24,181 |
| Typical 10-year monthly payment (graduates) | $256.36/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at St. Kate’s.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,250 |
| 25th percentile | $10,500 |
| 75th percentile | $31,936 |
| 90th percentile (highest-debt students) | $45,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $20,000 |
| Middle income | $20,000 |
| High income | $19,064 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,896 |
| Continuing-generation students | $19,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,290 |
| Independent students | $20,008 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. St. Kate’s.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at St. Kate’s:
| Metric | Value |
|---|---|
| Stafford loan recipients | 19399 |
| Total Stafford loan amount | $475,867,229 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 57 |
| Total GI Bill amount | $932,162 |
| Average GI Bill amount per recipient | $16,354 |
References
More about our data sources and methodologies.