by our College Data Analytics TeamMost students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at St Charles Community College can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financing options does SCC offer you, and what will you qualify for? Keep scrolling for more information. Keep scrolling to see how much school funding could be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from St Charles Community College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at St Charles Community College, 78% of entering full-time freshmen got some type of financial assistance around 729 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 76% | $9,210 |
| Institutional grants & scholarships | 6% | $1,588 |
| Federal Pell grants | 36% | $7,821 |
| State/local grants | 55% | $7,274 |
| Federal student loans | 8% | $4,208 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At SCC, approximately 50% of undergraduate students received gift aid averaging $8,496 (for some 2945 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 50% | $8,496 |
| Federal Pell grants | 25% | $7,718 |
| Federal student loans | 6% | $4,518 |
Title-IV recipients living on campus saw average grant aid of $7,792.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,164 |
| $30,001 – $75,000 | $6,525 |
| Over $75,000 | $9,139 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,837 |
| Off-campus title-IV students | $5,981 |
To get a personalized net price estimate, try SCC’s NPC: www.stchas.edu/admissions/financial-aid/net-price-calculator.
Graduating students at SCC carry a median federal student debt of $4,832 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $4,832 |
| Median federal debt (graduates only) | $6,187 |
| Typical 10-year monthly payment (graduates) | $65.59/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at SCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,285 |
| 25th percentile | $2,300 |
| 75th percentile | $8,562 |
| 90th percentile (highest-debt students) | $16,100 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,549 |
| Middle income | $4,750 |
| High income | $4,750 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,000 |
| Continuing-generation students | $4,750 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,020 |
| Independent students | $6,525 |
The figure below distills the debt data into a single burden category for SCC.
The Stafford program is the federal direct-loan vehicle most undergraduates use. Below is the annual Stafford program activity at SCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7396 |
| Total Stafford loan amount | $61,848,476 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 71 |
| Total GI Bill amount | $144,352 |
| Average GI Bill amount per recipient | $2,033 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 9 |
| Total DoD amount | $16,891 |
| Average DoD amount per recipient | $1,877 |
References
More about our data sources and methodologies.