by our College Data Analytics TeamMost students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at St Clair County Community College can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
What financing options does SC4 offer you, and what will you qualify for? Keep scrolling for more information. Keep scrolling to see just how much financial aid could be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from St Clair County Community College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at St Clair County Community College, 85% of first-time, full-time freshmen received some form of financial aid (about 298 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $6,893 |
| Institutional grants & scholarships | 24% | $2,304 |
| Federal Pell grants | 42% | $5,377 |
| State/local grants | 66% | $4,006 |
| Federal student loans | 13% | $4,427 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At SC4, about 43% of undergrads got grants or scholarships worth on average $6,741 (covering around 1349 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 43% | $6,741 |
| Federal Pell grants | 26% | $5,374 |
| Federal student loans | 11% | $5,634 |
For students living on campus and receiving title-IV aid, grants averaged $8,820.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,151 |
| $30,001 – $75,000 | $8,000 |
| Over $75,000 | $11,652 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,571 |
| Off-campus title-IV students | $6,128 |
To get a personalized net price estimate, try SC4’s official net price calculator: www.sc4.edu/Assets/NetPrice/.
Graduating students at SC4 carry a median federal student debt of $7,500 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,500 |
| Median federal debt (graduates only) | $11,750 |
| Typical 10-year monthly payment (graduates) | $124.57/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. The four reference points below map the debt distribution at SC4.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,500 |
| 25th percentile | $2,750 |
| 75th percentile | $11,309 |
| 90th percentile (highest-debt students) | $18,851 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,097 |
| Middle income | $7,414 |
| High income | $6,957 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,449 |
| Continuing-generation students | $7,750 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,500 |
| Independent students | $9,837 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. SC4.
Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at SC4:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7555 |
| Total Stafford loan amount | $71,505,427 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 32 |
| Total GI Bill amount | $167,839 |
| Average GI Bill amount per recipient | $5,245 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 3 |
| Total DoD amount | $6,854 |
| Average DoD amount per recipient | $2,285 |
References
More about our data sources and methodologies.