by our College Data Analytics TeamThis overview lays out the cost of attending St Cloud Technical and Community College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
Published attendance costs at St Cloud Technical and Community College works out to about $15,374.00 a year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $6,124.00 |
| + Room, board & other expenses | $9,250.00 |
| Total cost | $15,374.00 |
| That is 20% below the national average net price. |
| Total cost | $15,374.00 |
| − Grants and scholarships | −$4,690.00 |
| Net price | $10,684.00 |
| That is 44% below the national average net price. |
| Total cost | $15,374.00 |
| − Grants and scholarships | −$7,436.00 |
| Net price | $7,938.00 |
| That is 59% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
The reported cost series has been increasing by roughly 2.9% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $8,165.00 | $10,989.00 | $15,813.00 |
| Senior year | $8,884.00 | $11,957.00 | $17,205.00 |
| Total 4-year net price | $34,083.00 | $45,873.00 | $66,010.00 |
| 10-year loan interest @ 6.8% | $12,984.00 | $17,476.00 | $25,148.00 |
| Total monthly payment | $392.00 | $528.00 | $760.00 |
| Total amount paid | $47,067.00 | $63,349.00 | $91,158.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $8,165.00 | $10,989.00 | $15,813.00 |
| Senior year | $8,398.00 | $11,302.00 | $16,264.00 |
| Total 2-year net price | $16,562.00 | $22,291.00 | $32,077.00 |
| 10-year loan interest @ 6.8% | $6,310.00 | $8,492.00 | $12,220.00 |
| Total monthly payment | $191.00 | $257.00 | $369.00 |
| Total amount paid | $22,872.00 | $30,784.00 | $44,297.00 |
See the full net-price breakdown in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $9,635.00 |
| Average net price (off-campus) | $10,956.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,221.00 |
| $30,000 to $48,000 | $8,746.00 |
| $48,001 to $75,000 | $9,396.00 |
| $75,001 to $110,000 | $13,631.00 |
| Over $110,000 | $15,194.00 |
For a personalized estimate, try the St Cloud Technical and Community College Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
Typical debt at graduation from St Cloud Technical and Community College comes to $8,265.00, placing the school in the Very Low (<$10k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,465.00 |
| 25th | $4,000.00 |
| Median (50th) | $8,265.00 |
| 75th | $13,000.00 |
| 90th | $22,613.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,077.00 |
| Middle income | $8,250.00 |
| High income | $7,485.00 |
Borrowers from lower-income families leave school with $1,592.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,673.00 |
| Continuing-generation students | $8,000.00 |
First-generation graduates of St Cloud Technical and Community College leave with $673.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell-versus-non-Pell median debt difference at St Cloud Technical and Community College comes to $2,105.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate category at St Cloud Technical and Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.0% |
For scale, federal Stafford loan disbursements at St Cloud Technical and Community College amount to $168,635,106.00 covering 15,253 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 50 |
| Avg GI Bill amount | $3,643.00 |
| DoD Tuition Assistance recipients | 9 |
| Avg DoD Tuition Assistance | $2,291.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Use the figures above as a launch point, then think through St Cloud Technical and Community College, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.