by our College Data Analytics TeamMany students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to St. Francis College can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financing options does SFC offer you, and what will you qualify for? Keep scrolling for more information. Keep scrolling to see just how much financial aid could be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from St. Francis College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at St. Francis College, 97% of first-time, full-time freshmen received some form of financial aid (about 491 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $20,003 |
| Institutional grants & scholarships | 97% | $13,056 |
| Federal Pell grants | 74% | $6,019 |
| State/local grants | 58% | $3,688 |
| Federal student loans | 27% | $4,844 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At this school, roughly 96% of undergraduates were awarded an average grant or scholarship of $18,524 (across approximately 1863 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $18,524 |
| Federal Pell grants | 56% | $5,887 |
| Federal student loans | 29% | $6,174 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $19,969.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $18,122 |
| $30,001 – $75,000 | $20,519 |
| Over $75,000 | $35,808 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,129 |
| Off-campus title-IV students | $21,614 |
To get a personalized net price estimate, try SFC’s official net price calculator: www.sfc.edu/admissions-aid/office-of-financial-aid/net-price-calculator.
The median student at SFC graduates with $12,693 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,693 |
| Median federal debt (graduates only) | $23,250 |
| Typical 10-year monthly payment (graduates) | $246.49/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. These percentiles trace how cumulative federal debt is spread among borrowers at SFC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,750 |
| 25th percentile | $6,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $35,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,059 |
| Middle income | $12,000 |
| High income | $15,625 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,500 |
| Continuing-generation students | $13,023 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,178 |
| Independent students | $14,751 |
These indicators are derived from the underlying debt data and summarize the overall picture at SFC.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at SFC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7892 |
| Total Stafford loan amount | $136,819,622 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 28 |
| Total GI Bill amount | $157,879 |
| Average GI Bill amount per recipient | $5,639 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.