by our College Data Analytics TeamA lot of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at St. John’s College can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financing options does St. John’s Annapolis offer you, and what will you qualify for? Keep scrolling for more information. Read on to discover what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from St. John’s College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Among first-time, full-time freshmen at St. John’s College, 90% of first-time, full-time freshmen received some form of financial aid roughly 122 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $24,596 |
| Institutional grants & scholarships | 88% | $23,750 |
| Federal Pell grants | 16% | $5,743 |
| State/local grants | 3% | $1,947 |
| Federal student loans | 41% | $5,191 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Here, approximately 91% of the undergraduate population received grant aid that averaged $26,030 (among about 446 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $26,030 |
| Federal Pell grants | 20% | $5,638 |
| Federal student loans | 46% | $6,623 |
For students living on campus and receiving title-IV aid, grants averaged $9,943.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $18,731 |
| $30,001 – $75,000 | $20,500 |
| Over $75,000 | $33,919 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $45,597 |
| Off-campus title-IV students | $27,934 |
To get a personalized net price estimate, try St. John’s Annapolis’s NPC: www.sjc.edu/admissions-and-aid/financial-aid/net-price-calculator/.
A typical borrower at St. John’s Annapolis leaves with $19,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,500 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at St. John’s Annapolis.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $12,000 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $35,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $15,000 |
| Middle income | $14,977 |
| High income | $20,475 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,500 |
| Continuing-generation students | $18,320 |
The figure below distills the debt data into a single burden category for St. John’s Annapolis.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at St. John’s Annapolis:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2003 |
| Total Stafford loan amount | $31,463,139 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 17 |
| Total GI Bill amount | $418,077 |
| Average GI Bill amount per recipient | $24,593 |
References
More about our data sources and methodologies.