The majority of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to St. John’s College can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financial aid solutions can St. John’s provide, and just what are you going to be eligible for? Keep reading for answers. Keep reading to discover what amount of financial assistance could be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from St. John’s College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Looking at the entering class at St. John’s College, 99% of the incoming full-time class was awarded financial aid approximately 73 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 93% | $30,644 |
| Institutional grants & scholarships | 93% | $28,590 |
| Federal Pell grants | 28% | $5,080 |
| State/local grants | 1% | $2,000 |
| Federal student loans | 39% | $5,332 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At St. John’s, approximately 94% of undergraduates were awarded an average grant or scholarship of $27,753 (for some 349 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $27,753 |
| Federal Pell grants | 27% | $5,924 |
| Federal student loans | 42% | $6,750 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $29,150.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,972 |
| $30,001 – $75,000 | $17,235 |
| Over $75,000 | $32,833 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $26,674 |
| Off-campus title-IV students | $24,351 |
To project your own net price, use St. John’s’s online cost calculator: www.sjc.edu/admissions-and-aid/financial-aid/net-price-calculator/.
Graduating students at St. John’s carry a median federal student debt of $13,500 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,500 |
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at St. John’s.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,750 |
| 25th percentile | $7,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $35,488 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $19,000 |
| Middle income | $12,000 |
| High income | $12,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,050 |
| Continuing-generation students | $12,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,500 |
| Independent students | $14,067 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. St. John’s.
Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at St. John’s:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2065 |
| Total Stafford loan amount | $35,600,234 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 12 |
| Total GI Bill amount | $224,780 |
| Average GI Bill amount per recipient | $18,732 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.