by our College Data Analytics TeamThe majority of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to St. John’s University-New York can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
What financial aid options can STJ offer, and what will you qualify for? Keep reading for more information. Keep reading to see just how much financial aid could be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from St. John’s University-New York.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
At St. John’s University-New York, 100% of first-year full-time students received aid of some kind around 2664 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $35,979 |
| Institutional grants & scholarships | 100% | $31,560 |
| Federal Pell grants | 45% | $6,146 |
| State/local grants | 42% | $3,135 |
| Federal student loans | 43% | $5,358 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At this school, around 61% of undergraduate students received gift aid averaging $32,644 (for some 9628 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 61% | $32,644 |
| Federal Pell grants | 24% | $6,140 |
| Federal student loans | 28% | $10,359 |
For on-campus title-IV students, average grant aid came to $35,528.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $23,801 |
| $30,001 – $75,000 | $25,849 |
| Over $75,000 | $31,083 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $29,999 |
| Off-campus title-IV students | $26,985 |
For a personalized estimate based on your family’s financial situation, use STJ’s official net price calculator: apply.stjohns.edu/register/npc?token=RINYVbexS5VOyxhnL4TgsxAT-H8-04ZTZzaikRtfabo.
Graduating students at STJ carry a median federal student debt of $19,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,500 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at STJ.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $9,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $32,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $19,000 |
| Middle income | $19,500 |
| High income | $19,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,000 |
| Continuing-generation students | $19,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $20,000 |
The figure below distills the debt data into a single burden category for STJ.
The Stafford program is the federal direct-loan vehicle most undergraduates use. Below is the annual Stafford program activity at STJ:
| Metric | Value |
|---|---|
| Stafford loan recipients | 51945 |
| Total Stafford loan amount | $1,372,655,342 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 116 |
| Total GI Bill amount | $2,594,970 |
| Average GI Bill amount per recipient | $22,370 |
References
More about our data sources and methodologies.