by our College Data Analytics TeamMany students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to St Lawrence University can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financial aid solutions can St. Lawrence deliver, and just what are you going to be eligible for? Keep reading for answers. Keep scrolling to discover what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from St Lawrence University.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Looking at the entering class at St Lawrence University, 99% of entering full-time freshmen got some type of financial assistance some 540 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $48,784 |
| Institutional grants & scholarships | 99% | $46,602 |
| Federal Pell grants | 23% | $5,563 |
| State/local grants | 19% | $3,724 |
| Federal student loans | 58% | $5,430 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Here, roughly 97% of undergrads got grants or scholarships worth on average $46,754 (covering around 1996 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $46,754 |
| Federal Pell grants | 21% | $5,447 |
| Federal student loans | 54% | $6,275 |
Title-IV recipients living on campus saw average grant aid of $53,349.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,128 |
| $30,001 – $75,000 | $19,506 |
| Over $75,000 | $37,313 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $28,651 |
| Off-campus title-IV students | $30,561 |
To project your own net price, use St. Lawrence’s official net price calculator: www.stlawu.edu/admissions/financial-aid-scholarships/financial-aid/net-price-calculator.
A typical borrower at St. Lawrence leaves with $22,670 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $22,670 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at St. Lawrence.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $13,838 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $31,000 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $19,500 |
| Middle income | $23,250 |
| High income | $22,750 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,243 |
| Continuing-generation students | $23,250 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. St. Lawrence.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The aggregate figures below show how active the program is at St. Lawrence:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6619 |
| Total Stafford loan amount | $103,235,540 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 21 |
| Total GI Bill amount | $367,913 |
| Average GI Bill amount per recipient | $17,520 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 8 |
| Total DoD amount | $15,380 |
| Average DoD amount per recipient | $1,923 |
References
More about our data sources and methodologies.