A large number of students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to University of Health Sciences and Pharmacy in St. Louis can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
What financial aid options can UHSP offer, and what will you qualify for? Keep reading for more information. Keep scrolling to learn what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Continue reading to find information to help you understand just how much assistance you can expect to receive from University of Health Sciences and Pharmacy in St. Louis.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at University of Health Sciences and Pharmacy in St. Louis, 100% of the incoming full-time class was awarded financial aid approximately 117 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $21,687 |
| Institutional grants & scholarships | 100% | $18,547 |
| Federal Pell grants | 32% | $5,282 |
| State/local grants | 19% | $2,311 |
| Federal student loans | 95% | $4,272 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Here, approximately 96% of undergrads got grants or scholarships worth on average $21,337 (among about 264 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $21,337 |
| Federal Pell grants | 31% | $5,598 |
| Federal student loans | 68% | $6,073 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $22,985.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $28,785 |
| $30,001 – $75,000 | $29,948 |
| Over $75,000 | $36,160 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $31,817 |
| Off-campus title-IV students | $33,596 |
For a customized cost estimate, visit UHSP’s online cost calculator: www.uhsp.edu/financialaid/cost-of-attendance/net-price-calculator.html.
The median student at UHSP graduates with $14,000 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,000 |
| Median federal debt (graduates only) | $17,755 |
| Typical 10-year monthly payment (graduates) | $188.23/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at UHSP.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $10,500 |
| 75th percentile | $19,500 |
| 90th percentile (highest-debt students) | $25,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $15,500 |
| High income | $15,750 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,918 |
| Continuing-generation students | $14,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,500 |
| Independent students | $12,500 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. UHSP.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The totals below capture Stafford lending at UHSP:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3057 |
| Total Stafford loan amount | $207,702,750 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 9 |
| Total GI Bill amount | $229,847 |
| Average GI Bill amount per recipient | $25,539 |
References
More about our data sources and methodologies.